Gallagher vs NatWest

This page compares Gallagher and NatWest, outlining their business models, financial performance, and market context in a clear, neutral way. It provides accessible information to help readers understand how each organisation operates within its sector. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

AJG

Metric

NWG

$65.45B

Market Cap

$69.96B

20.76%

Potential Profit

12.15%

Buy

Analyst Rating

Strong Buy

Why It's Moving

NatWest accelerates shareholder value with massive government share buyback and upbeat analyst upgrades.

Repurchased £1bn in shares from the UK government on recent trading days, reducing state ownership and boosting per-share value for investors.
JPMorgan lifted price target to GBX 750 from 730 with 'overweight' rating on January 20, highlighting 16% upside potential from current levels.
Completed 842,406-share buyback on January 14 at an average 630.97 GBp, part of ongoing program holding nearly 220 million shares in treasury.

Sentiment:

🐃Bullish

NatWest accelerates shareholder value with massive government share buyback and upbeat analyst upgrades.

Repurchased £1bn in shares from the UK government on recent trading days, reducing state ownership and boosting per-share value for investors.
JPMorgan lifted price target to GBX 750 from 730 with 'overweight' rating on January 20, highlighting 16% upside potential from current levels.
Completed 842,406-share buyback on January 14 at an average 630.97 GBp, part of ongoing program holding nearly 220 million shares in treasury.

Sentiment:

🐃Bullish

Investment Analysis

Gallagher

AJG

Pros

Arthur J. Gallagher & Co. has delivered 21 consecutive quarters of double-digit revenue growth, reflecting consistent operational strength.
The company has grown revenues by 16% year-over-year in Q2 2025, supported by strategic mergers contributing $290 million in annualized revenue.
Focus on technology and AI initiatives is improving competitive positioning and operational efficiency in the global insurance brokerage market.

Considerations

The company missed revenue and EPS estimates in Q3 2025, causing a significant stock price drop and indicating execution risks.
Adjusted EBITDA margin gains face pressure after recent earnings shortfall, suggesting potential margin volatility in a competitive market.
Valuation appears elevated with price/earnings ratios around mid-20s, requiring sustained growth to justify premium multiples.

NatWest

NWG

Pros

NatWest Group benefits from its strong UK retail banking franchise with a large customer base and diversified financial services.
The bank has shown improving capital ratios recently, strengthening its balance sheet and resilience to regulatory changes.
Focus on digital transformation and cost efficiency programs is enhancing operational effectiveness and long-term profitability prospects.

Considerations

NatWest faces economic and regulatory headwinds in the UK banking sector, including interest rate uncertainty and geopolitical risks.
Exposure to commercial real estate lending presents cyclical risks amid potential property market softening and credit losses.
The group's profitability remains sensitive to interest margin compression and competitive pressure from fintech and challenger banks.

About The Companies

Gallagher (AJG)

Arthur J. Gallagher & Co. (AJG) is a leading global player in the insurance and risk management world. Headquartered in the US, it operates in two main segments: brokerage and risk management. The brokerage side advises businesses, non-profits, and public sector organisations on their insurance needs, helping them find the right cover. It also consults on employee benefits programmes. The risk management segment is for organisations that self-insure, providing services like claims management and loss control consulting. By serving a wide variety of clients with essential financial services, AJG has established a significant footprint in the industry. For investors, it represents a company deeply embedded in the mechanics of how businesses and organisations manage financial risk. As with any investment, it's important to remember that values can go down as well as up.

NatWest (NWG)

NatWest Group PLC (ticker: NWG) is a UK-focused banking group whose brands serve retail, commercial and private clients across the UK and Ireland. With a market capitalisation of about $57.7 billion, the bank earns most revenue from net interest income, fees and lending activity. Investors should note its exposure to UK economic cycles, interest-rate movements and credit risk, as well as ongoing regulatory and capital requirements. Recent strategic priorities include strengthening capital ratios, simplifying the business and investing in digital services. The stock may appeal to those seeking bank-sector exposure, but performance can vary with economic conditions; dividends depend on profitability and regulatory allowances. This summary is for educational purposes only and is not personal financial advice. Suitability depends on individual goals, time horizon and risk tolerance — consult a financial adviser before making decisions.

NatWest (NWG) Next Earnings Date

NatWest Group's next earnings date is estimated for February 13, 2026. This report will cover the Q4 2025 results, following the pattern of prior-year releases in mid-February. The date remains unconfirmed by the company, aligning with historical quarterly cadences observed in recent filings.

NatWest (NWG) Next Earnings Date

Which Baskets Do They Appear In?

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Which Baskets Do They Appear In?

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Buy AJG or NWG in Nemo

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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Gallagher vs NatWest

Comparison Snapshot

Why It's Moving

NatWest accelerates shareholder value with massive government share buyback and upbeat analyst upgrades.

NatWest accelerates shareholder value with massive government share buyback and upbeat analyst upgrades.

Investment Analysis

Gallagher

Pros

Considerations

NatWest

Pros

Considerations

About The Companies

NatWest (NWG) Next Earnings Date

NatWest (NWG) Next Earnings Date

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy AJG or NWG in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Gallagher vs Truist

Gallagher vs MetLife

Gallagher vs Manulife

Frequently asked questions

What is the basic difference between Gallagher and NatWest in terms of business model?

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What do the pros and cons tell me about risk and opportunity for Gallagher?

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How does market context affect interpretation of these two stocks?

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Comparison Snapshot

About The Companies