Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.
First Citizens BancSharesNomura

First Citizens BancShares vs Nomura

This page compares First Citizens BancShares (First Citizens BancShares Inc Class A) and Nomura Holdings, Inc. It provides a neutral overview of their business models, financial performance, and marke...

Why It's Moving

First Citizens BancShares

First Citizens BancShares Crushes Q4 Earnings Expectations with Robust Growth and Dividend Boost.

  • Earnings smashed estimates at $51.27 per share versus $44.24 expected, with revenue hitting $2.25 billion against $2.24 billion forecasts, underscoring operational strength.
  • Board declared a $2.10 quarterly common stock dividend payable March 16, reinforcing commitment to shareholders while returning $900 million via repurchases and prepaying $2.5 billion debt.
  • Analysts adjusted targets post-earnings—TD Cowen cut to $2,500 (Buy), Barclays to $2,346 (Equal-Weight), Citigroup to $2,100 (Neutral)—as shares dipped slightly to around $2,017.
Sentiment:
🐃Bullish

Investment Analysis

Pros

  • First Citizens BancShares has a strong liquidity position with approximately $61.92 billion in liquid assets as of September 30, 2025.
  • The company is expanding through the acquisition of 138 BMO Bank branches, which will enhance its footprint and liquidity to support growth initiatives.
  • Analysts have a consensus 'Buy' rating with an average price target suggesting around 16-19% potential stock price appreciation over the next year.

Considerations

  • The BMO Branch acquisition involves assuming significant deposit liabilities and loan assets, which may present integration and credit risk challenges.
  • Exposure to interest rate fluctuations could lead to variability in net interest income, impacting profitability.
  • There is some risk associated with credit losses from specific loan portfolios that could affect financial performance.

Pros

  • Nomura Holdings is a major global financial services group with strong presence in investment banking and asset management.
  • The company benefits from diversification across various regions and financial products, reducing dependence on any single market.
  • Recent strategic initiatives aim to strengthen its capital base and improve cost efficiency for enhanced profitability.

Considerations

  • Nomura is exposed to global economic and regulatory uncertainties, which can impact trading and investment banking revenues.
  • The firm's earnings can be volatile due to reliance on market conditions and risk-taking activities in investment banking.
  • Challenging operating environments in certain regions continue to pressure margins and growth prospects.

Related Market Insights

Banks Unleash Value: Major US Lenders Reward Shareholders After Fed Approval

US banks boost dividends & buybacks after passing Fed stress tests. Discover how major lenders like BAC, JPM, WFC reward shareholders. Invest in banking strength with Nemo.

Author avatar

Aimee Silverwood | Financial Analyst

July 25, 2025

Read Insight

First Citizens BancShares (FCNCA) Next Earnings Date

First Citizens BancShares (FCNCA) released its Q4 2025 earnings on January 23, 2026, just prior to the current date. The next earnings release, covering Q1 2026, is expected on or around April 23, 2026, consistent with the company's quarterly reporting pattern. Investors should monitor official announcements for any schedule adjustments.

Which Baskets Do They Appear In?

Banks Unleash Value

Banks Unleash Value

Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.

Published: July 2, 2025

Explore Basket

Buy FCNCA or NMR in Nemo

Nemo Logo Fade
🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

First Citizens BancSharesHuntington

First Citizens BancShares vs Huntington

First Citizens BancShares vs Huntington

First Citizens BancSharesNorthern Trust

First Citizens BancShares vs Northern Trust

First Citizens BancShares vs Northern Trust

First Citizens BancSharesCincinnati Financial

First Citizens BancShares vs Cincinnati Financial

First Citizens BancShares vs Cincinnati Financial

Frequently asked questions