Equitable vs Santander Chile

Equitable vs Santander Chile: this page compares their business models, financial performance, and market context in a neutral, accessible way. It highlights how each organisation operates and the landscape in which they compete, without asserting superiority. Educational content, not financial advice.

Equitable vs Santander Chile: this page compares their business models, financial performance, and market context in a neutral, accessible way. It highlights how each organisation operates and the lan...

Comparison Snapshot

Key Financial Metrics

EQH

Metric

BSAC

$13.08B

Market Cap

$15.44B

34.09%

Potential Profit

-17.45%

Buy

Analyst Rating

Hold

Investment Analysis

Equitable

EQH

Pros

Exceeded Q3 2025 EPS expectations by 2.45%, demonstrating earnings resilience despite revenue challenges.
Achieved record assets under management (AUM) of $1.1 trillion, marking a 7% year-over-year increase driven by net flows and market gains.
Strategic focus on private markets and wealth management growth, including acquisition of Stifel Independent Advisors.

Considerations

Q3 2025 revenue missed forecasts by 58.92%, signaling significant top-line challenges.
Recent stock price volatility with a 3.59% drop post-earnings and indications of a weak rising trend short-term.
Earnings have shown mixed results with some quarterly EPS declines compared to prior years.

Santander Chile

BSAC

Pros

Banco Santander Chile operates a diversified banking model covering retail, commercial, investment banking, and wealth management segments in Chile.
Strong dividend yield around 6.3%, appealing for income-focused investors.
Backed by global banking group Banco Santander, providing access to international expertise and capital.

Considerations

Exposure to Chilean market and economy, which may have regional political and economic risks compared to more diversified banks.
Shares trade below 52-week highs, suggesting potential market pressure or cyclical challenges.
Competition in Chile’s banking sector is tight, potentially limiting growth and margins.

About The Companies

Equitable (EQH)

AXA Equitable Holdings, Inc. (EQH) is a US-focused life insurer and retirement solutions provider offering annuities, life insurance and asset management services to individuals and financial advisers. With a market capitalisation of about $14.5bn, the business is driven by premium sales, investment returns on a large fixed-income portfolio, and risk management of long-duration liabilities. Key considerations for investors include sensitivity to interest-rate moves and credit conditions, which affect reinvestment rates and spread margins, as well as reserve assumptions and regulatory capital requirements. AXA Equitable’s performance can be cyclical and depends on sales volumes in retirement products and on disciplined capital allocation. This summary provides general educational information only and is not personal advice. Values can rise and fall and past performance does not guarantee future returns; investors should assess suitability, read regulatory filings and consider speaking with a licensed adviser.

Santander Chile (BSAC)

Banco Santander-Chile is one of Chile's largest and most established financial institutions. The bank operates across several key segments, including Retail Banking for individuals and small-to-medium enterprises (SMEs), a Middle-market segment for larger companies, and Global Corporate Banking for multinational firms. It provides a comprehensive suite of commercial and retail banking services, from standard loans and mortgages to more complex financial products like trade finance and foreign currency contracts. As part of the wider Santander Group, it benefits from a strong international brand presence. For investors, Banco Santander-Chile represents a significant player in the Latin American financial landscape. As with any investment, it's important to remember that its value can go down as well as up, and past performance is not an indicator of future results.

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Comparison Snapshot