Cohen & Steers Infrastructure Fund vs NBT Bancorp

This page compares Cohen & Steers Infrastructure Fund, Inc and NBT Bancorp Inc to illuminate differences in business models, financial performance, and market context. The aim is to present a neutral, accessible analysis of strategy, earnings potential, and sector positioning, helping readers understand each company without bias. Educational content, not financial advice.

This page compares Cohen & Steers Infrastructure Fund, Inc and NBT Bancorp Inc to illuminate differences in business models, financial performance, and market context. The aim is to present a neutral,...

Comparison Snapshot

Key Financial Metrics

UTF

Metric

NBTB

$2.39B

Market Cap

$2.25B

N/A

Potential Profit

4.37%

N/A

Analyst Rating

Buy

Investment Analysis

Cohen & Steers Infrastructure Fund

UTF

Pros

Invests primarily in value stocks of infrastructure companies across all market capitalizations, providing diversified exposure within the sector.
Reported a strong net income growth of 658.47% in 2024, indicating significant earnings improvement.
Offers a relatively high dividend yield of 7.87%, appealing to income-focused investors.

Considerations

Closed-end fund structure can lead to price volatility and discount/premium to NAV risks compared to open-end funds.
Expense ratio is relatively high at approximately 3.86%, which may impact net returns for investors.
Lacks available forward P/E and analyst price targets, increasing uncertainty around future valuation and performance trends.

NBT Bancorp

NBTB

Pros

NBT Bancorp has a strong regional banking presence, which supports stable deposit growth and customer relationships.
Maintains solid asset quality with manageable non-performing assets, indicating prudent risk management.
Consistent earnings growth supported by diversified loan portfolio and improving net interest margins.

Considerations

Exposure to regional economic cycles could lead to earnings volatility amid economic slowdowns.
Competition from larger national banks and fintech firms puts pressure on margins and market share.
Regulatory environment for banks remains stringent, potentially increasing compliance costs and operational risks.

About The Companies

Cohen & Steers Infrastructure Fund (UTF)

Cohen & Steers Infrastructure Fund, Inc (UTF) is a closed‑end investment company that seeks income and long‑term capital appreciation primarily through investments in listed infrastructure companies worldwide. Managed by Cohen & Steers, the fund typically holds equities of utilities, transport, energy infrastructure and related real assets, and may use leverage to enhance returns. With a market capitalisation of around $2.32 billion, UTF can offer diversified exposure to infrastructure themes — such as regulated utilities, toll roads, and energy midstream — that historically have offered steady cash flows. Investors should note that closed‑end funds can trade at premiums or discounts to net asset value, and UTF’s performance is sensitive to equity market swings, interest‑rate moves and sector concentration. Fees, leverage costs and dividend sustainability are important considerations. This information is educational, not personal financial advice; values can fall as well as rise and returns are not guaranteed.

NBT Bancorp (NBTB)

NBT Bancorp Inc. is a financial holding company headquartered in the United States. Its primary operation is NBT Bank, a full-service community bank with a significant presence across states like New York, Pennsylvania, and New England. The bank provides a comprehensive suite of services, including commercial and retail banking, as well as wealth management solutions for individuals, businesses, and municipalities. Beyond traditional banking, NBT Bancorp also operates a national benefits administration firm and a regional insurance agency, diversifying its revenue sources. For potential investors, NBT represents a company with deep roots in community banking. It is important to remember that the value of investments can go down as well as up, and past performance is not a reliable indicator of future results. This information is for educational purposes only.

Which Baskets Do They Appear In?

Inflation Hedge Basket

Looking to protect your money from rising prices? This collection features companies that own real, physical assets from gold mines to global infrastructure. Professional analysts have selected these stocks specifically for their ability to maintain and potentially increase in value during inflationary periods.

Published: June 17, 2025

Explore Basket

Which Baskets Do They Appear In?

Inflation Hedge Basket

Looking to protect your money from rising prices? This collection features companies that own real, physical assets from gold mines to global infrastructure. Professional analysts have selected these stocks specifically for their ability to maintain and potentially increase in value during inflationary periods.

Published: June 17, 2025

Explore Basket

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Cohen & Steers Infrastructure Fund vs NBT Bancorp

Comparison Snapshot

Investment Analysis

Cohen & Steers Infrastructure Fund

Pros

Considerations

NBT Bancorp

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Inflation Hedge Basket

Which Baskets Do They Appear In?

Inflation Hedge Basket

Buy UTF or NBTB in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Cohen & Steers Infrastructure Fund vs GCM Grosvenor

Cohen & Steers Infrastructure Fund vs Sixth Street Specialty Lending

Cohen & Steers Infrastructure Fund vs First Financial

Frequently asked questions

Comparison Snapshot

About The Companies

Cohen & Steers Infrastructure Fund vs NBT Bancorp

Comparison Snapshot

Investment Analysis

Cohen & Steers Infrastructure Fund

Pros

Considerations

NBT Bancorp

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Inflation Hedge Basket

Which Baskets Do They Appear In?

Inflation Hedge Basket

Buy UTF or NBTB in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Cohen & Steers Infrastructure Fund vs GCM Grosvenor

Cohen & Steers Infrastructure Fund vs Sixth Street Specialty Lending

Cohen & Steers Infrastructure Fund vs First Financial

Frequently asked questions

What is the main difference between a closed-end fund and a typical open-end fund, and how could that affect investors in Cohen & Steers Infrastructure Fund?

How does a diversity focus across market capitalisations influence risk and return for an infrastructure-focused fund like Cohen & Steers Infrastructure Fund?

Why is the dividend yield highlighted for Cohen & Steers Infrastructure Fund, and what does a high yield indicate in context?

What does 658.47% net income growth in 2024 imply for Cohen & Steers Infrastructure Fund, and why should it be interpreted cautiously?

How might the 3.86% expense ratio affect net returns for Cohen & Steers Infrastructure Fund relative to peers or benchmarks?

What should an investor consider about the lack of forward P/E and analyst price targets for Cohen & Steers Infrastructure Fund?

What market and sector factors could influence NBT Bancorp Inc in the near term?

How do regulatory considerations play into the risk profile of NBT Bancorp Inc?

How can an investor compare these two stocks when assessing income versus growth potential?

What questions should a beginner ask when interpreting this wall-to-wall comparison on a page like this?

What is the importance of considering both business model and market context in this comparison?

Comparison Snapshot

About The Companies