CNO Financial Group vs Federated Hermes

This page compares CNO Financial Group and Federated Hermes, examining their business models, financial performance, and market context. It presents neutral, accessible information to help readers understand how each organisation operates and competes. Educational content, not financial advice.

This page compares CNO Financial Group and Federated Hermes, examining their business models, financial performance, and market context. It presents neutral, accessible information to help readers und...

Comparison Snapshot

Key Financial Metrics

CNO

Metric

FHI

$3.86B

Market Cap

$4.14B

8.96%

Potential Profit

-3.99%

Hold

Analyst Rating

Hold

Investment Analysis

CNO Financial Group

CNO

Pros

CNO Financial Group is strategically positioned for growth with strong collected premiums from annuity, life, and health products and increasing new annualized premiums.
The company has shown solid earnings performance, beating estimates in most recent quarters with an average earnings surprise of 14.2%.
CNO maintains a robust financial position, with improving operating return on equity (ROE) targets and growing book value per share, indicating financial health and momentum.

Considerations

The forward price-to-earnings ratio is slightly higher than the industry average, which could signal premium valuation relative to peers.
Recent strategic decisions such as exiting fee services could pose execution risks while the company focuses on high-growth insurance offerings.
Despite revenue growth, net income remains modest, with a $23.1 million net income in Q3 2025 reflecting potential margin pressures or cost challenges.

Federated Hermes

FHI

Pros

Federated Hermes manages a sizeable and diversified portfolio with a market value exceeding $46 billion, reflecting strong asset management scale.
The company holds significant positions in large-cap growth and technology leaders, supporting potential portfolio growth and resilience.
Its broad industry exposure across diverse sectors reduces dependency on any single market, potentially mitigating sector-specific risks.

Considerations

Federated Hermes’ portfolio shows exposure to volatile sectors like technology, which could introduce cyclical risk amid uncertain macroeconomic conditions.
The company's asset under management value excludes undisclosed cash, introducing some uncertainty in total liquidity resources.
Recent new positions include smaller or less-established firms, which may carry higher risk and could affect short-term portfolio stability.

About The Companies

CNO Financial Group (CNO)

CNO Financial Group, Inc. (CNO) is a US-focused insurance holding company that primarily sells life insurance, annuities and supplemental health products aimed at middle-income customers. With a market capitalisation of about $3.84 billion, CNO operates through distribution channels including direct sales and independent agents. Investors often watch metrics such as margins on life and annuity books, claims experience, and investment portfolio performance because these influence profitability and capital adequacy. The company’s earnings can be sensitive to interest rates, mortality trends and regulatory changes. This summary is educational and not personalised advice — values can rise or fall and past performance does not guarantee future results. Before making investment decisions, consider your goals, risk tolerance and seek regulated financial advice if needed. Historical dividend patterns and capital management actions are relevant but may change with market conditions and management priorities.

Federated Hermes (FHI)

Federated Hermes, Inc. is an investment management company that provides a wide range of financial services. Its core business involves sponsoring, marketing, and offering investment-related services for various products, including its sponsored Federated Hermes Funds and Separate Accounts for institutional clients. The company serves a diverse client base, ranging from large institutions and corporations to retirement plans and retail investors, who are typically accessed through intermediaries like banks and broker-dealers. Beyond traditional investment management, the firm also provides stewardship and real estate development services to an international clientele. As such, Federated Hermes operates as a key player in the global financial services ecosystem, managing assets and providing advisory services for a broad spectrum of investors. The value of investments can go down as well as up, and returns are not guaranteed.

Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

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Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

Explore Basket

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Comparison Snapshot