Civista vs Greenlight Re

This page compares Civista and Greenlight Re, examining business models, financial performance, and market context in a neutral, accessible way. It presents key factors shaping each company’s approach and situates them within their sector, allowing readers to understand similarities and differences. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

CIVB

Metric

GLRE

$465.57M

Market Cap

$458.98M

5.89%

Potential Profit

N/A

Buy

Analyst Rating

N/A

Investment Analysis

Civista

CIVB

Pros

Civista Bancshares reported a 53% year-over-year increase in net income in Q3 2025, surpassing EPS and revenue forecasts.
The company is pursuing strategic growth through a merger with Farmers Savings Bank, expected to complete mid-November 2025.
Civista benefits from a diversified loan portfolio including commercial, agricultural, and real estate sectors, supporting revenue stability.

Considerations

Despite strong Q3 earnings, the stock price declined slightly, reflecting susceptibility to broader market trends.
The stock is trading above its fair value with a current P/E ratio of 8.5x, suggesting limited near-term valuation upside.
Wall Street analysts predominantly maintain a 'hold' rating, indicating tempered investor enthusiasm and uncertain catalysts.

Greenlight Re

GLRE

Pros

Greenlight Capital Re operates in the insurance/reinsurance sector, offering exposure to potentially stable, recurring premium revenues.
The company’s structure as a reinsurance firm may provide diversification benefits within an investment portfolio.
Greenlight Capital Re's presence in global reinsurance markets positions it to capitalize on industry growth and risk management trends.

Considerations

Greenlight Capital Re is classified as a non-Sharia compliant stock, which may limit interest from certain investor groups.
The reinsurance industry is exposed to significant underwriting and catastrophe risk, contributing to earnings volatility.
Greenlight Capital Re's stock performance can be heavily impacted by macroeconomic variables and claims frequency/severity fluctuations.

About The Companies

Civista (CIVB)

Civista Bancshares, Inc. is a financial holding company operating primarily through its subsidiary, Civista Bank. It delivers a comprehensive suite of financial services, including full-service banking, commercial lending, and mortgages, to communities across Ohio, Indiana, and Kentucky. The company's core business involves gathering customer deposits and extending loans, but it also diversifies its operations. Through its Civista Leasing & Financing division, it engages in equipment leasing and financing. Additionally, its Civista Wealth Management arm provides personalised investment management, financial planning, and trust services to individuals, families, and businesses. This multi-faceted approach allows it to cater to a wide range of financial needs within its regional markets. As with any investment, it's important to remember that the value can go down as well as up, and returns are not guaranteed.

Greenlight Re (GLRE)

Greenlight Capital Re, Ltd (GLRE) is a Bermuda‑based reinsurance company that provides property catastrophe and specialty reinsurance solutions to insurers and financial counterparties. The firm writes reinsurance contracts and manages exposures, collecting premiums and investing float while bearing the risk of large insured losses. With a market capitalisation near $415 million, GLRE offers investors a way to gain exposure to the insurance cycle, where underwriting results, reserve development and catastrophe events can produce significant earnings volatility. Important considerations include underwriting discipline, catastrophe modelling, investment returns on invested assets, and capital adequacy relative to major loss events. Reinsurance stocks can be sensitive to natural disasters, pricing cycles, regulatory changes and interest rate moves. This summary is educational only and not personal financial advice; prospective investors should review the company’s latest filings and consider their own risk tolerance and objectives.

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Civista vs Greenlight Re

Comparison Snapshot

Investment Analysis

Civista

Pros

Considerations

Greenlight Re

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy CIVB or GLRE in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

Comparison Snapshot

About The Companies