Live Report · Updated January 26, 2026

Citizens vs FTAI Aviation

Citizens and FTAI Aviation are the subjects of this page, which compares their business models, financial performance, and market context in a neutral, accessible way. The page presents key factors for comparison to support reader understanding without bias. It remains neutral and informative, emphasising the context around each company. Educational content, not financial advice.

Citizens and FTAI Aviation are the subjects of this page, which compares their business models, financial performance, and market context in a neutral, accessible way. The page presents key factors fo...

Comparison Snapshot

Key Financial Metrics

CFG

Metric

FTAI

$26.84B

Market Cap

$29.64B

4.23%

Potential Profit

-17.77%

Buy

Analyst Rating

Buy

Why It's Moving

Citizens Financial Group Surges to New Highs on Stellar Q4 Beat and Bold 30% Growth Outlook

Q4 net income hit $528M (up 32% YoY) and EPS $1.13 (beating estimates by 2%), signaling robust revenue momentum from higher fees and NII.
Declared $0.46 quarterly dividend, yielding ~2.9% annualized, bolstering appeal for income investors amid the earnings surge.
Set aggressive 30% growth target for 2026 via rate hedge unwinds, private bank push, and efficiency gains, sparking optimism in regional banking rebound.

Sentiment:

🐃Bullish

Citizens Financial Group Surges to New Highs on Stellar Q4 Beat and Bold 30% Growth Outlook

Q4 net income hit $528M (up 32% YoY) and EPS $1.13 (beating estimates by 2%), signaling robust revenue momentum from higher fees and NII.
Declared $0.46 quarterly dividend, yielding ~2.9% annualized, bolstering appeal for income investors amid the earnings surge.
Set aggressive 30% growth target for 2026 via rate hedge unwinds, private bank push, and efficiency gains, sparking optimism in regional banking rebound.

Sentiment:

🐃Bullish

Investment Analysis

Citizens

CFG

Pros

Citizens Financial Group maintains a robust net profit margin above 21%, reflecting efficient cost control and stable core banking operations.
The company offers a reliable and growing dividend, recently increased to $1.84 annually with a payout ratio supported by consistent earnings.
CFG trades at a price-to-book ratio below 1, suggesting the stock is valued attractively relative to its equity base, which may appeal to value-oriented investors.

Considerations

Revenue and net income both declined year-over-year, indicating potential challenges in loan growth and net interest income amid a higher rate environment.
As a regional bank, Citizens Financial is exposed to macroeconomic risks including slower loan demand and pressure from an inverted yield curve.
Despite being well capitalised, the bank faces rising regulatory scrutiny and competition from both larger national and digital banking rivals.

FTAI Aviation

FTAI

Pros

FTAI Aviation specialises in owning and leasing high-demand commercial jet engines and aircraft, benefiting from long-term contracts that provide predictable cash flow.
The company has demonstrated significant share price appreciation over the past year, reflecting investor optimism about its growth prospects in aviation leasing.
FTAI’s focus on the CFM56 engine—a widely used and in-demand model—positions it to capitalise on ongoing global aviation fleet needs.

Considerations

FTAI Aviation currently trades at elevated valuation multiples, with a price-to-earnings ratio above 35, raising questions about sustainability if growth slows.
The company’s negative return on equity and low return on assets suggest operational challenges and potential inefficiencies in asset utilisation.
FTAI’s business is highly cyclical and sensitive to global travel demand, making it vulnerable to economic downturns or disruptions in the aviation sector.

Related Market Insights

Fed Pivot Stocks: Banking on Rate Cuts in Uncertain Times

Explore Fed pivot stocks set to benefit from anticipated rate cuts. Invest in rate-sensitive financial firms, regional banks & mortgage lenders with Nemo. Start from £1.