Live Report · Updated January 21, 2026

Chubb vs BMO

Chubb and BMO are compared here to help readers understand how their business models, financial performance, and market context differ. The page presents neutral, accessible information about key factors shaping their strategies, risk profiles, and competitive positioning. Educational content, not financial advice.

Chubb and BMO are compared here to help readers understand how their business models, financial performance, and market context differ. The page presents neutral, accessible information about key fact...

Comparison Snapshot

Key Financial Metrics

CB

Metric

BMO

$118.48B

Market Cap

$95.26B

5.59%

Potential Profit

-34.51%

Hold

Analyst Rating

Hold

Why It's Moving

Chubb Bolsters Credibility with Top-Tier Credit Rating Affirmation as Stock Trades Near Peaks.

AM Best affirmed Chubb's Financial Strength Rating at A++ and Long-Term Issuer Credit Rating at aa+ with stable outlook, highlighting strongest balance sheet and mid-to-high 80s combined ratio.
Chubb declared a quarterly dividend of $0.97 per share, payable January 2, 2026, underscoring commitment to shareholder returns amid steady premium growth.
Launched Chubb Benefits brand on January 5 to unify North American supplemental and workplace benefits, rebranding Combined Insurance and Chubb Workplace Benefits to sharpen market focus.

Sentiment:

⚖️Neutral

Chubb Bolsters Credibility with Top-Tier Credit Rating Affirmation as Stock Trades Near Peaks.

AM Best affirmed Chubb's Financial Strength Rating at A++ and Long-Term Issuer Credit Rating at aa+ with stable outlook, highlighting strongest balance sheet and mid-to-high 80s combined ratio.
Chubb declared a quarterly dividend of $0.97 per share, payable January 2, 2026, underscoring commitment to shareholder returns amid steady premium growth.
Launched Chubb Benefits brand on January 5 to unify North American supplemental and workplace benefits, rebranding Combined Insurance and Chubb Workplace Benefits to sharpen market focus.

Sentiment:

⚖️Neutral

Investment Analysis

Chubb

CB

Pros

Chubb maintains a strong balance sheet and consistently high profitability, supported by robust underwriting practices and a low combined ratio.
The company benefits from global diversification and a disciplined risk selection strategy, which enhances its resilience during economic downturns.
Chubb has a long track record of dividend growth, offering reliable income and stability for investors seeking defensive returns.

Considerations

Chubb is exposed to significant volatility from natural disasters and catastrophic events, which can sharply impact underwriting profitability.
Intense competition in the insurance sector may pressure premium rates and constrain future growth in market share.
Regulatory changes and sensitivity to interest rate fluctuations can affect both profitability and investment income.

BMO

Pros

Bank of Montreal benefits from a diversified business model across retail, commercial, and investment banking, supporting stable revenue streams.
The bank maintains a strong presence in both Canadian and US markets, providing geographic diversification and access to multiple economies.
BMO has a solid capital position and a history of consistent dividend payments, appealing to income-focused investors.

Considerations

BMO's earnings are sensitive to interest rate changes, which can impact net interest margins and overall profitability.
The bank faces regulatory scrutiny and compliance costs, particularly as cross-border operations expand and financial regulations evolve.
Economic downturns or housing market weakness in Canada could negatively affect loan performance and asset quality.

About The Companies

Chubb (CB)

Chubb Corporation (ticker: CB) is a global property and casualty insurer with a diversified portfolio spanning commercial, personal and specialty insurance. With a market capitalisation of about $106.18 billion, Chubb is known for underwriting discipline, a broad broker and agent distribution network, and a conservatively managed balance sheet that supports dividends and share buybacks. Investors should note Chubb’s exposure to natural catastrophe losses, the sensitivity of investment income to interest rates, and regulatory capital requirements across jurisdictions. The company’s scale and underwriting expertise can provide stable long-term cash flow, but performance can vary year to year due to claim volatility and market cycles. Assessment of valuation, dividend policy, and capital strength — alongside broader economic and climate-driven risks — is important. This information is educational and not investment advice; values can rise and fall and past performance is not a reliable indicator of future results. Consult a financial adviser for guidance tailored to your circumstances.

BMO (BMO)

Bank of Montreal, widely known as BMO, is one of North America's major financial institutions. Operating since 1817, it provides a comprehensive suite of services to around 13 million customers. The bank is structured into three main groups: Personal and Commercial Banking (P&C), BMO Wealth Management, and BMO Capital Markets. The P&C division serves everyday individuals and businesses in both Canada and the US. BMO Wealth Management caters to a diverse client base from individuals to large institutions, offering investment and insurance solutions. Meanwhile, BMO Capital Markets provides investment banking and global market services to corporate, institutional, and government clients. An investor should note that the performance of banking stocks is often linked to the health of the wider economy.

Chubb (CB) Next Earnings Date

Chubb Limited (CB) is expected to report its next earnings on February 3, 2026, after market close. This release will cover the fiscal quarter ending December 2025. Note that some sources indicate a potential date of February 4, 2026, for the earnings conference call, but the consensus points to February 3 as the primary report date.

Chubb (CB) Next Earnings Date

Chubb Limited (CB) is expected to report its next earnings on February 3, 2026, after market close. This release will cover the fiscal quarter ending December 2025. Note that some sources indicate a potential date of February 4, 2026, for the earnings conference call, but the consensus points to February 3 as the primary report date.

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German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.

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Comparison Snapshot

Why It's Moving

Chubb Bolsters Credibility with Top-Tier Credit Rating Affirmation as Stock Trades Near Peaks.

Chubb Bolsters Credibility with Top-Tier Credit Rating Affirmation as Stock Trades Near Peaks.