Calamos Convertible Opportunities and Income Fund vs First Mid

This page compares Calamos Convertible Opportunities and Income Fund and First Mid, examining business models, financial performance, and market context in a neutral, accessible manner. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

CHI

Metric

FMBH

$873.52M

Market Cap

$984.87M

N/A

Potential Profit

3.41%

N/A

Analyst Rating

Buy

Investment Analysis

Calamos Convertible Opportunities and Income Fund

CHI

Pros

The fund offers a high dividend yield, currently around 8.2%, with a history of consistent monthly distributions.
It invests in a diversified portfolio of convertible securities and high-yield bonds, providing exposure to both equity and fixed income markets.
Recent performance shows the fund outperforming convertible and high-yield benchmarks year-to-date, supported by active management.

Considerations

Return on equity has been volatile, with recent years showing negative or sharply fluctuating figures, indicating inconsistent profitability.
The fund's net asset value and market price have experienced significant swings, reflecting sensitivity to market and interest rate changes.
A substantial portion of distributions may be classified as return of capital, which can reduce the fund's net asset value over time.

First Mid

FMBH

Pros

First Mid maintains a strong regional banking presence with a diversified loan portfolio across multiple Midwest states.
The bank has demonstrated consistent profitability, with stable net interest margins and solid asset quality metrics.
It has a history of prudent capital management, supporting regular dividend payments and moderate growth in shareholder value.

Considerations

Regional banks like First Mid are exposed to local economic cycles, which can affect loan demand and credit quality.
Net interest income may be pressured by rising funding costs or a flattening yield curve, impacting profitability.
The bank's growth is limited by its regional footprint, making it less scalable compared to larger national competitors.

About The Companies

Calamos Convertible Opportunities and Income Fund (CHI)

The Calamos Convertible Opportunities and Income Fund (CHI) is a type of investment known as a closed-end fund. Its main goal is to achieve 'total return,' which means it seeks to provide both capital appreciation (growth in value) and current income for its investors. The fund does this by investing in a diversified mix of convertible securities and high-yield corporate bonds. Convertible securities are a hybrid investment, often starting as bonds that can be converted into stocks, offering a blend of potential income and growth. High-yield bonds, as the name suggests, typically offer higher income payments but also carry higher risk. By focusing on these asset types, the fund aims to be less sensitive to interest rate changes than traditional bond funds. It invests across a wide array of sectors, including technology, healthcare, and consumer discretionary, to spread its exposure. As with any investment, its value can fall as well as rise.

First Mid (FMBH)

First Mid Bancshares, Inc. (FMBH) is a regional bank holding company with a focus on community and commercial banking, wealth management and trust services. With a market capitalisation of about $880.5m, the group typically earns revenue from lending, deposit-taking and fee‑based services, and may appeal to investors seeking exposure to the US regional banking franchise model. Key considerations include sensitivity to interest rate cycles, loan portfolio credit quality and local economic conditions. Regulatory oversight and capital requirements are also important for banking stocks. As with any equity, share prices can rise or fall; past performance does not predict future results. This summary is for general educational purposes and not personal financial advice — investors should consider their objectives and risk tolerance and may wish to consult a qualified adviser before acting.

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6% Interest on Cash

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Comparison Snapshot

Investment Analysis

Calamos Convertible Opportunities and Income Fund

Pros

Considerations

First Mid

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy CHI or FMBH in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Calamos Convertible Opportunities and Income Fund vs Virtus Artificial Intelligence and Technology Opportunities Fund

Calamos Convertible Opportunities and Income Fund vs PIMCO Corporate & Income Strategy

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Frequently asked questions

What is the main difference between a fund like Calamos Convertible Opportunities and Income Fund and a bank stock like First Mid in terms of structure?

How does diversification influence the risk profile of these two investments?

What does ‘return of capital’ in distributions imply for an investor’s returns?

What income features should a reader note when comparing Calamos Convertible Opportunities and Income Fund with First Mid?

How do management quality and strategy matter in these two investments?

What should a reader understand about volatility versus stability for these assets?

How could interest rate movements affect these two investments differently?

What external market factors commonly shape performance for both investments?

If a reader wants to understand the fair value of each, what metrics should be consulted?

What is the educational takeaway when comparing a fund to a single bank stock?

What final note helps a reader interpret performance context for these two investments?

Educational disclaimer for this page: what should readers remember about financial guidance?

Comparison Snapshot

About The Companies