BMO vs Mizuho
This page compares BMO and Mizuho, examining each company's business model, financial performance, and market context. It presents a neutral, accessible view of their strategies, operations, and competitive positions to help readers understand their relative standings. Educational content, not financial advice.
This page compares BMO and Mizuho, examining each company's business model, financial performance, and market context. It presents a neutral, accessible view of their strategies, operations, and compe...
Why It's Moving
Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits
- CEO highlights alarm over new entrants disrupting remittances and payments, driving the need for drastic cuts beyond initial 10,000-job speculation.
- Plans include trimming 100 branches to 400 by fiscal 2024, tackling high fixed costs that have eroded earnings in a tough demographic landscape.
- Recent quarters showed net profit down 12% to $1.75B and core business profit plunging 41%, underscoring urgency for structural changes.
Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits
- CEO highlights alarm over new entrants disrupting remittances and payments, driving the need for drastic cuts beyond initial 10,000-job speculation.
- Plans include trimming 100 branches to 400 by fiscal 2024, tackling high fixed costs that have eroded earnings in a tough demographic landscape.
- Recent quarters showed net profit down 12% to $1.75B and core business profit plunging 41%, underscoring urgency for structural changes.
Investment Analysis
BMO
BMO
Pros
- Bank of Montreal has demonstrated strong revenue and earnings growth in 2024, outpacing previous years and reflecting solid operational momentum.
- The bank maintains a diversified business model with significant exposure to both Canadian and US markets, providing geographic resilience.
- BMO offers a reliable dividend yield above 3.5%, supported by a stable payout ratio and consistent cash flow generation.
Considerations
- Analyst consensus is currently neutral, with a 'Hold' rating and limited upside potential suggested by the current price target.
- Return on equity and return on assets remain below some major Canadian peers, indicating less efficient capital use.
- The stock's beta is above 1.2, suggesting higher volatility and sensitivity to broader market movements.
Mizuho
MFG
Pros
- Mizuho Financial Group trades at a price-to-earnings ratio below its historical average, potentially offering value relative to its own track record.
- The company has a large market capitalisation and a dominant position in Japan's banking sector, supporting stability and scale advantages.
- Mizuho's US dollar-denominated market cap places it among the world's largest banks, enhancing global investor interest.
Considerations
- Mizuho's valuation metrics are higher than several major international peers, reducing its relative attractiveness in a global comparison.
- The bank faces persistent challenges from Japan's low-interest-rate environment, which constrains net interest margin expansion.
- Limited dividend yield and slower growth prospects compared to Western banks may deter income-focused or growth-oriented investors.
Mizuho (MFG) Next Earnings Date
Mizuho Financial Group's next earnings date is estimated for February 2, 2026, prior to market open, covering the third quarter of fiscal year 2025 (Q3 FY2025, ending December 31, 2025). This date aligns with the company's historical reporting pattern, following prior releases such as Q2 FY2025 on November 13, 2025. Investors should monitor official announcements for any confirmations or adjustments.
Mizuho (MFG) Next Earnings Date
Mizuho Financial Group's next earnings date is estimated for February 2, 2026, prior to market open, covering the third quarter of fiscal year 2025 (Q3 FY2025, ending December 31, 2025). This date aligns with the company's historical reporting pattern, following prior releases such as Q2 FY2025 on November 13, 2025. Investors should monitor official announcements for any confirmations or adjustments.
Which Baskets Do They Appear In?
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Which Baskets Do They Appear In?
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