Bank OZK vs Moelis

Bank OZK vs Moelis: this page compares business models, financial performance, and market context for the two firms in a neutral, accessible way. It examines strategy, client focus, funding approaches, and competitive positioning to highlight similarities and differences. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

OZK

Metric

$5.38B

Market Cap

$5.86B

12.67%

Potential Profit

0.52%

Hold

Analyst Rating

Hold

Investment Analysis

Bank OZK

OZK

Pros

Loan portfolio grew by 10.1% in the first half of 2025, reflecting strong organic growth and expansion into new markets.
Maintains a conservative credit approach with net charge-off ratios well below industry averages, supporting asset quality.
Offers a consistent dividend yield of around 3.6% and has increased dividends for 29 consecutive years, appealing to income investors.

Considerations

Concentrated exposure to commercial real estate and regional markets may increase vulnerability to sector-specific downturns.
Branch expansion plans could pressure near-term profitability due to higher operating costs and integration risks.
Analyst sentiment is mixed, with some recent downward revisions and limited upside potential according to price targets.

Moelis

Pros

Moelis & Company operates as a leading independent investment bank with a strong reputation in mergers and acquisitions advisory.
Demonstrates high profitability with robust fee-based earnings and a lean cost structure compared to larger peers.
Global presence and diversified client base provide resilience across different economic cycles and geographies.

Considerations

Revenue is highly dependent on transaction volumes, making earnings volatile during periods of market uncertainty or reduced M&A activity.
Limited scale compared to bulge bracket banks may restrict competitive positioning in larger deals or capital-intensive mandates.
Stock valuation is relatively high, which could limit upside if market conditions or deal flow weaken unexpectedly.

About The Companies

Bank OZK (OZK)

Bank OZK is an American regional bank offering a wide array of financial products and services. Headquartered in Arkansas, it serves customers across nine states through more than 260 offices. The bank caters to personal and business clients with services including current and savings accounts, loans, credit cards, and treasury management. It also provides specialised services such as a business aviation group and wealth management, which covers investment management and retirement planning. While the bank has demonstrated healthy financial performance, it's important for potential investors to remember that the value of any investment can go down as well as up. The banking sector is competitive and subject to economic shifts, which can impact performance. This information is for educational purposes and not a recommendation to invest.

Moelis (MC)

Moelis & Company is a publicly traded, independent investment bank (ticker: MC) that provides financial advisory services globally, including M&A, restructuring, capital markets advice and asset management. Founded in 2007, the firm operates with senior-led teams and targets corporate, sponsor and government clients. With a market capitalisation around $5.42 billion, revenues are largely fee-based and closely tied to deal flow and market activity, so performance tends to be cyclical and sensitive to economic and credit conditions. Strengths include a lean advisory-focused platform, experienced senior bankers and a global footprint that can capture cross-border mandates. Key risks include reduced deal volumes during downturns, competition from larger banks, regulatory and reputational exposure, and sensitivity to capital markets volatility. Investors should review valuation, fee margins, balance-sheet exposure and the announced-deal pipeline. This summary is for educational purposes only and is not personal financial advice; consider your own situation or consult an authorised adviser.

Which Baskets Do They Appear In?

No baskets available in this category

Which Baskets Do They Appear In?

No baskets available in this category

Buy OZK or MC in Nemo

🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

Bank OZK vs StoneX

Bank OZK vs StoneX: a comparison of business models

Bank OZK vs Credit Acceptance

Bank OZK vs Credit Acceptance: a straightforward comparison

Bank OZK vs Moelis

Comparison Snapshot