BancFirst vs BBVA Argentina

This page compares BancFirst (BancFirst Corp) and BBVA Argentina (BBVA Banco Francés S.A.), outlining their business models, financial performance, and market context in neutral, accessible terms. It covers activity areas, growth drivers, and competitive positioning without offering guidance. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

BANF

Metric

BBAR

$3.72B

Market Cap

$3.75B

-3.07%

Potential Profit

12.15%

Hold

Analyst Rating

Hold

Investment Analysis

BancFirst

BANF

Pros

BancFirst reported increased net income of $62.7 million in Q3 2025, showing growth compared to the same period in 2024.
Net interest income rose to $125.6 million due to higher loan volumes and earning assets growth, with a stable net interest margin at 3.79%.
The bank experienced asset growth, with total assets expanding to $14.2 billion and loans increasing by $254 million from year-end 2024.

Considerations

Provision for credit losses increased from $3.0 million to $4.2 million in Q3 2025, indicating elevated credit risk.
Earnings per share slightly missed analyst estimates despite revenue surpassing expectations, suggesting potential margin pressure.
Return on invested capital (ROIC) at 11.75% is currently below its weighted average cost of capital (WACC) at 12.20%, implying capital inefficiency.

BBVA Argentina

BBAR

Pros

BBVA Argentina serves a broad customer base with diversified business lines including retail, SMEs, and corporate banking.
Recent stock price showed recovery with a 34.57% gain over the last four weeks, reflecting positive market sentiment post-2023 elections.
The bank offers a wide range of financial products like mortgages, loans, insurance, and investment products tailored to its local market.

Considerations

BBVA Argentina's stock price has declined about 22.68% over the past 12 months, indicating volatility and possible underlying challenges.
Economic instability in Argentina poses significant macroeconomic and regulatory risks impacting the bank's operations and profitability.
Forecasts project a decline in stock price to $6.53 within a year, suggesting market concerns about future performance.

About The Companies

BancFirst (BANF)

BancFirst Corporation is a US-based financial holding company that provides a comprehensive range of banking services through its subsidiaries. It serves individuals, businesses, and governmental bodies across its key markets in Oklahoma and Texas. The company operates through several business units, including metropolitan and community banks under the BancFirst name, as well as specialised entities like Pegasus in the Dallas area and Worthington in other parts of Texas. Its offerings encompass traditional banking products like commercial and retail lending, alongside a full suite of deposit accounts. This structure allows BancFirst to cater to diverse local economies, from bustling metropolitan centres like Oklahoma City and Tulsa to smaller community locations. As a holding company, its performance is tied to the success of these underlying banking operations and the economic health of the regions they serve. As with any bank, its value can be influenced by interest rate changes and economic conditions.

BBVA Argentina (BBAR)

BBVA Banco Francés S.A. (ticker: BBAR) is a major private bank operating in Argentina and part of the global BBVA Group. It offers retail, corporate and investment banking services — including deposits, consumer and corporate loans, cards and wealth management — serving individuals, small and medium enterprises and larger corporates. With a market capitalisation of about $2.11 billion, the bank’s performance is closely tied to Argentina’s economic cycle, currency movements and high inflation environment. Investors may find potential in loan growth, fee income and digital adoption, but should weigh these against Argentina-specific risks: currency volatility, inflationary pressure, sovereign risk and regulatory changes that can affect margins and asset quality. The bank’s affiliation with BBVA can provide operational expertise and funding access. This summary is general educational information only and not personalised financial advice; suitability depends on your circumstances and investing in banks carries risk, including possible loss of capital.

Which Baskets Do They Appear In?

No baskets available in this category

Which Baskets Do They Appear In?

No baskets available in this category

Buy BANF or BBAR in Nemo

🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

BancFirst vs BBVA Argentina

Comparison Snapshot

Investment Analysis

BancFirst

Pros

Considerations

BBVA Argentina

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy BANF or BBAR in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

BancFirst vs Cohen & Steers

BancFirst vs Reaves Utility Income Fund

BancFirst vs Genworth

Frequently asked questions

Comparison Snapshot

About The Companies

BancFirst vs BBVA Argentina

Comparison Snapshot

Investment Analysis

BancFirst

Pros

Considerations

BBVA Argentina

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy BANF or BBAR in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

BancFirst vs Cohen & Steers

BancFirst vs Reaves Utility Income Fund

BancFirst vs Genworth

Frequently asked questions

What does it mean to compare two banks from the stock market context?

How should I interpret the pros and cons lists for each stock?

What role do earnings and margins play in this comparison?

How are asset growth and loan volumes relevant to risk and opportunity?

What does ROIC versus WACC tell us about capital efficiency here?

How should I read the market signals mentioned for BBVA Argentina?

What macroeconomic factors are important when evaluating BBVA Argentina?

How should I use the provided context to form a view on relative risk?

Are the price forecasts mentioned important for an initial comparison?

What should I understand about 'market context' in this comparison?

Is this page a recommendation guide or educational content?

Comparison Snapshot

About The Companies