Assurant vs Freedom Holding

Assurant Inc. vs Freedom Holding Corp/NV compares business models, financial performance, and market context to help readers understand their approaches and positions. The page presents neutral information about each company, focusing on strategy, operations, and industry factors without implying recommendations. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

AIZ

Metric

FRHC

$11.66B

Market Cap

$7.50B

8.23%

Potential Profit

N/A

Buy

Analyst Rating

N/A

Investment Analysis

Assurant

AIZ

Pros

Assurant delivered 13% growth in both Adjusted EBITDA and Adjusted EPS in Q3 2025, significantly surpassing analyst expectations.
The company maintains a strong balance sheet with $613 million in liquidity and returned $122 million to shareholders through buybacks and dividends in Q3 2025.
Assurant is expanding through new business lines and entering attractive adjacent markets such as the Global Auto sector, supporting future growth.

Considerations

Despite strong recent growth, Assurant operates in cyclical insurance and protection markets which can be affected by catastrophic events impacting results variability.
The stock is trading with a beta of 0.55, indicating lower market sensitivity but potentially less upside in strongly rising markets.
Expansion into new sectors carries execution risks and uncertainties related to integrating unfamiliar business segments and competition.

Freedom Holding

FRHC

Pros

Freedom Holding Corp offers diversified financial services including retail brokerage, securities trading, commercial banking, and insurance across multiple countries.
The company operates a robust technology platform (Tradernet) for client margin risk evaluation and middle office security transfers, enhancing operational efficiency.
Freedom Holding provides a broad range of capital raising and debt market solutions, which positions it well to capitalise on diverse financing needs.

Considerations

Freedom Holding’s exposure to emerging markets like Kazakhstan and Armenia could pose geopolitical and regulatory risks affecting business stability.
The company faces strong competition in the retail brokerage and financial services industry, with the need to continually invest in technology and compliance.
Limited recent public financial detail and lower market cap relative to major financial firms could reflect less liquidity and higher volatility risk.

About The Companies

Assurant (AIZ)

Assurant Inc. is a global provider of risk management products and services, often called 'protection products'. The company partners with well-known brands to offer insurance and service contracts for items central to people's lives, such as mobile devices, cars, and homes. Operating across North America, Latin America, Europe, and Asia Pacific, its business is split into two main segments. 'Global Lifestyle' covers solutions for mobile devices, electronics, and vehicles. 'Global Housing' focuses on lender-placed homeowners' insurance, renters' insurance, and related services. By working with major brands, Assurant provides the behind-the-scenes support that helps consumers protect their significant purchases. As with any investment, it's important to remember that the value of shares can go down as well as up, and past performance is not a reliable indicator of future results. This type of stock may not be suitable for everyone.

Freedom Holding (FRHC)

Freedom Holding Corp (FRHC) is a Nevada‑registered financial holding company that provides brokerage, investment banking, asset management and fintech services through a network of subsidiaries, primarily in Central Asia and parts of Europe. Known for its online trading platforms and growing retail client base, the group has expanded via organic growth and acquisitions. With a market capitalisation of about $9.51 billion, the company sits in the mid‑cap range and is often considered a growth‑oriented financial services business. Investors should note the firm’s exposure to emerging markets, foreign‑exchange and regulatory shifts, which can create above‑average volatility compared with developed‑market brokers. Potential attractions include expanding client volumes, technology‑driven distribution and diversified service lines, but these sit alongside concentrated geographic and political risks, cyclical revenues and evolving compliance landscapes. This summary is educational only and not investment advice; suitability depends on individual circumstances and risk tolerance.

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Assurant vs Freedom Holding

Comparison Snapshot

Investment Analysis

Assurant

Pros

Considerations

Freedom Holding

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy AIZ or FRHC in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

What are the main business differences between Assurant and Freedom Holding as shown in this comparison?

Why might a stock’s beta, such as Assurant’s 0.55, matter to investors?

How do ‘pros and cons’ help readers compare risk and growth potential?

What does it mean when a company reports growth in Adjusted EBITDA and Adjusted EPS?

How could liquidity and shareholder returns influence evaluation of Assurant?

Why is diversification important when comparing Freedom Holding’s business model?

What role do technology platforms like Tradernet play for Freedom Holding?

What external market factors are relevant for an insurance-focused company like Assurant?

What market and regulatory considerations affect Freedom Holding across its operations?

How should an reader approach interpreting the numbers in this page without investment recommendations?

What is the purpose of presenting a neutral comparison between two stocks?

What should readers consider about liquidity and market cap when comparing these stocks?

Comparison Snapshot

About The Companies