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Ares ManagementThe Hartford

Ares Management vs The Hartford

This page compares Ares Management Corp and The Hartford Financial Services Group, Inc, outlining how their business models, financial performance, and market context differ and interact. By presentin...

Why It's Moving

Ares Management

Ares Management gears up for Q4 earnings as analysts spotlight its robust growth trajectory.

  • Three analysts raised fiscal 2025 earnings estimates in the last 60 days, lifting the consensus to $5.08 per share with 28% year-over-year growth projected.
  • ARES earns top A grades in Growth and VGM Style Scores, backed by a 2.1% average earnings surprise history.
  • Upcoming earnings release and call for Q4 and full-year ending December 31, 2025, scheduled imminently, could underscore resilience in alternative investments.
Sentiment:
πŸƒBullish
The Hartford

Hartford's Q4 Earnings Crush Expectations, Fueling Tech-Driven Momentum in Insurance Giant

  • Business Insurance segment delivered 8% top-line growth and $915 million in core earnings, signaling resilient demand and sharp execution in a high-stakes market.
  • New Columbus tech hub ramps up AI and cloud innovation for 75 engineers, boosting risk assessment, pricing accuracy, and customer experience to drive future margins.
  • National Pension Service scooped up 31,912 shares, reflecting institutional confidence in HIG's 19.4% full-year core ROE and ongoing dividend strength.
Sentiment:
πŸƒBullish

Investment Analysis

Pros

  • Ares Management is a leading global alternative investment manager with approximately $395 billion in assets under management as of late 2023.
  • The company offers a diversified platform across credit, private equity, real estate, and infrastructure, helping to mitigate risks through multiple asset classes.
  • Ares has a broad global footprint with about 2,800 employees and operational presence across North America, Europe, Asia Pacific, and the Middle East.

Considerations

  • Ares Management’s valuation metrics show a high price-to-earnings ratio near 64 and a price-to-book ratio above 12, indicating expensive relative valuation.
  • Liquidity ratios are relatively low with a quick ratio and current ratio both at 0.58, suggesting limited short-term liquidity buffer.
  • Interest coverage ratio is modest at 1.32, reflecting limited cushion to cover interest expenses from operating earnings.

Pros

  • The Hartford benefits from a long-established brand in the insurance and financial services market with diversified product offerings.
  • It has demonstrated solid underwriting performance and improved combined ratio over recent periods, supporting profitability.
  • The Hartford maintains a strong capital position and prudent risk management practices, providing financial resilience.

Considerations

  • The company faces significant exposure to interest rate fluctuations and investment market volatility impacting its investment income.
  • Regulatory and competitive pressures in the insurance sector could constrain growth and compress underwriting margins.
  • Cyclicality of insurance claims driven by natural catastrophes presents inherent volatility and potential for unexpected losses.

Related Market Insights

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July 25, 2025

Read Insight

Ares Management (ARES) Next Earnings Date

Ares Management (ARES) is scheduled to report its next earnings on Thursday, February 5, 2026. This release will cover the fourth quarter and full year ending December 31, 2025, with a conference call anticipated shortly thereafter. The prior quarter's results, released October 31, 2025, showed $1.19 EPS and $1.66 billion in revenue, surpassing estimates. Investors should monitor for official confirmation as the date approaches.

The Hartford (HIG) Next Earnings Date

The Hartford (HIG) most recently reported Q4 2025 earnings on January 29, 2026. The next earnings release, covering Q1 2026, is projected for late April 2026, typically around April 22-24 based on the company's historical quarterly pattern following Q1 ends. Investors should monitor official announcements for the confirmed date and time.

Which Baskets Do They Appear In?

The Dealmakers: M&A Boom

The Dealmakers: M&A Boom

A carefully selected group of financial institutions driving today's surge in mergers and acquisitions. These companies are the architects behind billion-dollar deals, earning significant fees as corporate dealmaking accelerates.

Published: June 30, 2025

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