Woori Bank vs Franklin Templeton

Woori Bank and Franklin Templeton sit at the centre of a stock comparison. This page compares business models, financial performance, and market context to help readers understand the similarities and differences between the two organisations. The tone is neutral and accessible, with no endorsement or advice. Educational content, not financial advice.

About The Companies

Woori Bank (WF)

Woori Bank Co., Ltd. (ticker WF) is a South Korean commercial bank offering retail, corporate and transaction banking, asset management and international services. With a market capitalisation of about $13.44bn, Woori is one of the country’s larger lenders and is exposed to domestic credit cycles, interest-rate movements and trade flows. Investors should know the bank benefits from stable deposit funding and recurring fee income but also faces credit risk from corporate and household loans, and regulatory oversight in Korea. Financial performance typically reflects net interest margins, loan growth, provisioning for bad debts and capital adequacy. Overseas investors may face currency risk if earnings are denominated in Korean won. The company has historically attracted income-focused shareholders when dividends are declared, but payouts are not guaranteed. This summary is for educational purposes only and not personalised investment advice; investors should consider their own circumstances and, if needed, seek independent advice.

Franklin Templeton (BEN)

Franklin Resources Inc. (ticker: BEN) is a US-based global investment manager operating under the Franklin Templeton brand. The firm offers mutual funds, exchange-traded funds, institutional strategies and wealth management services across equities, fixed income and multi‑asset solutions. Revenue is largely fee‑based and linked to assets under management (AUM), so the business is sensitive to market performance, client net flows and product mix. Franklin has expanded scale and capabilities through acquisitions and a broad international footprint, but faces structural pressures such as fee compression from passive investing, competition and regulatory oversight. For investors, key things to watch are AUM trends, net inflows or outflows, expense control and the health of markets that drive performance fees. Past performance is not a reliable guide to future returns; investments can fall as well as rise. This summary is general educational information and not personalised investment advice—suitability depends on individual circumstances and objectives.

Comparison Snapshot

Key Financial Metrics

Metric

BEN

$13.80B

Market Cap

$12.23B

25.60%

Potential Profit

4.77%

Strong Buy

Analyst Rating

Hold

Which Baskets Do They Appear In?

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Which Baskets Do They Appear In?

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Investment Analysis

Woori Bank

Pros

Woori Bank has delivered strong price performance, with its stock up over 70% in the past year and a market capitalisation increase of more than 65%.
The bank offers a competitive dividend yield of 2.49% and has raised its dividend three times in the last five years, indicating a commitment to shareholder returns.
Woori Bank maintains a low payout ratio of 17%, suggesting it retains significant earnings for reinvestment and future growth.

Considerations

Recent quarterly net income declined by nearly 20% compared to the previous quarter, raising concerns about short-term profitability.
The bank's price-to-earnings ratio of 6.94 is low, but this may reflect underlying risks or limited growth expectations in the sector.
Woori Bank's stock is not currently favoured by top analysts, with a consensus Hold rating and no strong analyst upgrades.

Franklin Templeton

BEN

Pros

Franklin Templeton is one of the largest US-based asset managers, with 70% of its assets under management sourced from domestic clients.
The company is the fifth-largest global manager of cross-border funds, providing international diversification and scale advantages.
Franklin Templeton trades at a significant discount to its estimated fair value, suggesting potential upside if market sentiment improves.

Considerations

The stock is rated with high uncertainty and a narrow economic moat, indicating vulnerability to competitive pressures and market shifts.
Franklin Templeton's capital allocation practices have been questioned, with some analysts expressing concerns about strategic direction.
The company's valuation metrics show a wide gap between current price and analyst targets, reflecting substantial disagreement about its prospects.

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About The Companies

Comparison Snapshot

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?