MGIC Investment vs Blackstone Secured Lending
MGIC Investment (MGIC Investment Corp.) and Blackstone Secured Lending (BLACKSTONE SECURED LENDING F) are compared on this page to illuminate differences in business models, financial performance, and market context in a neutral, accessible manner. The aim is to present clear, factual context without speculation. Educational content, not financial advice.
MGIC Investment (MGIC Investment Corp.) and Blackstone Secured Lending (BLACKSTONE SECURED LENDING F) are compared on this page to illuminate differences in business models, financial performance, and...
Which Baskets Do They Appear In?
The Great Mortgage Privatization
The planned IPOs for mortgage giants Fannie Mae and Freddie Mac signal a historic shift toward privatization in the U.S. housing market. This move stands to benefit not only the investment banks managing the deal but also a wider ecosystem of mortgage lenders and insurers.
Published: August 11, 2025
Explore BasketWhich Baskets Do They Appear In?
The Great Mortgage Privatization
The planned IPOs for mortgage giants Fannie Mae and Freddie Mac signal a historic shift toward privatization in the U.S. housing market. This move stands to benefit not only the investment banks managing the deal but also a wider ecosystem of mortgage lenders and insurers.
Published: August 11, 2025
Explore BasketInvestment Analysis
Pros
- MGIC Investment has a strong profitability profile with a net profit margin of approximately 62%.
- The company maintains low leverage with a debt-to-equity ratio of around 12.5%, supporting balance sheet stability.
- MGIC Investment generates substantial gross profit and has shown revenue growth of over 4% year-over-year.
Considerations
- Despite earnings beats, recent revenues have lagged behind analyst expectations, indicating some top-line pressure.
- The stock is rated as a 'Hold' by analysts, with a 12-month price target slightly below the current price, signaling limited upside.
- Exposure to mortgage credit risk in cyclical real estate markets and regulatory environments could pose execution risks.
Pros
- Blackstone Secured Lending Fund invests primarily in first lien senior secured debt, providing strong downside protection in their portfolio.
- Managed by Blackstone Credit & Insurance, a large and experienced alternative credit platform with a history of value creation.
- The fund has delivered a solid annual total net return of about 11.4% since inception, reflecting strong risk-adjusted performance.
Considerations
- As a non-diversified, closed-end BDC, the fund can face heightened exposure to liquidity and market volatility risks.
- Valuation metrics show minimal to negative upside from current levels, suggesting limited near-term price appreciation.
- Income generation depends heavily on the US middle-market private debt space, which can be sensitive to economic cycles.
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
MGIC Investment vs MarketAxess
MGIC Investment vs MarketAxess
MGIC Investment vs Valley
MGIC Investment vs Valley: a business comparison
Valley vs Blackstone Secured Lending
Valley vs Blackstone Secured Lending