Ameriprise Financial vs The Hartford
This page compares Ameriprise Financial and The Hartford, examining their business models, financial performance, and market context. It considers client service approaches, product strategies, risk management, and competitive positioning in financial services. Content is neutral and designed to be accessible for educational purposes. Educational content, not financial advice.
This page compares Ameriprise Financial and The Hartford, examining their business models, financial performance, and market context. It considers client service approaches, product strategies, risk m...
Why It's Moving
Ameriprise Financial shines as top momentum pick amid advisor hiring spree and upward earnings revisions.
- Zacks awards AMP a Momentum Style Score of A, driven by three analysts lifting 2025 earnings estimates by $0.45 to $38.65 per share, reflecting sustained profitability.
- Kuttin Wealth Management, an Ameriprise practice, added four advisors with $300M in client assets, pushing the team past $14B and underscoring advisor recruitment strength.
- Natixis trimmed its AMP stake, but overall analyst consensus holds at 'Hold' with positive undertones from recent upward revisions and Q4 outlook updates.
Hartford boosts dividend and reveals shifting small-business claims trends as Invesco piles in.
- Dividend jumps 15% to $0.60 quarterly, yielding 1.8% annually with a low 19.61% payout ratio, rewarding shareholders as core earnings hold strong.
- Invesco Ltd. boosted its HIG stake this week, betting on the insurer's resilience despite a minor 1% dip in shares.
- 2025 claims report shows water/freezing damage now #1 (up from #2 in 2015) at 22% of small-business claims, with rising litigation inflating slip-and-fall costs.
Ameriprise Financial shines as top momentum pick amid advisor hiring spree and upward earnings revisions.
- Zacks awards AMP a Momentum Style Score of A, driven by three analysts lifting 2025 earnings estimates by $0.45 to $38.65 per share, reflecting sustained profitability.
- Kuttin Wealth Management, an Ameriprise practice, added four advisors with $300M in client assets, pushing the team past $14B and underscoring advisor recruitment strength.
- Natixis trimmed its AMP stake, but overall analyst consensus holds at 'Hold' with positive undertones from recent upward revisions and Q4 outlook updates.
Hartford boosts dividend and reveals shifting small-business claims trends as Invesco piles in.
- Dividend jumps 15% to $0.60 quarterly, yielding 1.8% annually with a low 19.61% payout ratio, rewarding shareholders as core earnings hold strong.
- Invesco Ltd. boosted its HIG stake this week, betting on the insurer's resilience despite a minor 1% dip in shares.
- 2025 claims report shows water/freezing damage now #1 (up from #2 in 2015) at 22% of small-business claims, with rising litigation inflating slip-and-fall costs.
Which Baskets Do They Appear In?
Navigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketWhich Baskets Do They Appear In?
Navigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketInvestment Analysis
Pros
- Ameriprise Financial is a major US asset and wealth management player with about $1.5 trillion in assets under management as of end 2024.
- The company reported solid Q3 2025 earnings, with sales and adjusted EPS beating consensus estimates.
- Analyst forecast for 2025 shows potential upside of approximately 12.65% with an average target price above current levels.
Considerations
- The company's diversification across wealth management, asset management, and insurance complicates its financials, which could weigh on valuation.
- About 80% of revenue is from asset and wealth management, making Ameriprise sensitive to market volatility and fluctuations in asset values.
- Elevated stock valuations in the sector present risk, with market forward price-to-earnings ratios reaching historically high levels.
The Hartford
HIG
Pros
- Hartford Financial Services has a diversified business model with segments in commercial lines, personal lines, group benefits, and investment management.
- The company offers a broad range of insurance products including workers' compensation, property, automobile, and group life insurance.
- Despite recent short-term weakness, Hartford's stock price has increased modestly over the last 12 months.
Considerations
- Hartford's stock price has declined over the past month and is projected to decrease further according to analyst models for the next year.
- The company faces sector-specific risks including exposure to claims volatility and regulatory changes in insurance markets.
- Operating segments like property and casualty can be cyclical and sensitive to adverse weather events or economic shifts impacting underwriting results.
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