Wafd (WAFD) Stock
Western regional bank serving retail and small business customers. Here's the price, business snapshot, and what's worth knowing about Wafd in October 2026.
Washington Federal, Inc. (WAFD) is a US regional bank that operates primarily through its WaFd Bank franchise, offering deposit, mortgage and commercial lending services across the western United States. With a market capitalisation of about $2.27 billion, the company is focused on retail and small- to medium-sized business customers, funding lending through customer deposits and wholesale sources. Investors should note its sensitivity to interest-rate cycles, mortgage and commercial real-estate exposure, and regional economic conditions. Earnings can benefit from wider net interest margins in rising-rate environments but may face pressure from deposit competition and credit losses during downturns. Regulatory capital, asset quality trends and loan-growth discipline are key indicators to watch. This summary is for general educational purposes only and not personal investment advice; values can fall as well as rise and suitability depends on your individual circumstances.
Wafd (WAFD) Stock Forecast
Analyst price target, next 12 months
$34.50
+12.0% vs today's $30.80
Price range over the last 12 months
In the middle of its 12-month range
Analysts covering Wafd have a consensus 12-month target of $34.50, above the current price of $30.80.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 5 Oct 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts suggest holding WAFD Inc. stock, with a target price indicating potential for modest growth.
Financial Health
WAFD INC is showing solid revenue and cash flow, indicating good performance and financial stability.
Dividend
WAFD INC's dividend yield of 3.51% provides a decent return for dividend-seeking investors. If you invested $1000, you would be paid $38.50 a year in dividends (based on the last 12 months).
Why You’ll Want to Watch This Stock
Interest-rate sensitivity
Net interest margin and profitability often move with interest rates, offering potential upside in some cycles — though margins can compress when conditions change.
Regional footprint focus
Concentration in western US markets shapes growth and risk exposure; regional economic trends and property markets can materially affect performance.
Capital and credit
Watch capital ratios, loan-quality trends and provisions for credit losses as indicators of resilience, while remembering that bank earnings can be cyclical.
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