Royal Bank of Canada
Royal Bank of Canada (RY) is Canada’s largest bank by market capitalisation, operating across personal and commercial banking, wealth management, insurance and capital markets. Its broad domestic retail franchise—backed by a large deposit base and lending book—provides steady fee and interest income, while international wholesale and wealth operations offer diversification. Market cap is approximately $205.64B. Investors often watch RBC for its long dividend history and generally conservative capital ratios, though earnings are sensitive to Canadian housing, consumer credit conditions and global market activity. Key drivers include interest-rate moves, economic growth in Canada and trading volumes in capital markets. Risks include loan-losses in downturns, regulatory changes, and currency exposure from foreign operations. This summary is general educational information only, not personal investment advice; past performance is not a reliable indicator of future results. Consider your financial situation and, if needed, consult a qualified financial adviser before acting.
Why It's Moving
RY Stock Warning: Why Analysts See -14% Downside Risk
- Q1 2026 earnings released on February 26 signal softer profitability, raising flags on cost controls and loan growth amid economic headwinds.
- Recent stock price fluctuations, including a dip to 231.51 CAD on February 5, reflect investor jitters over interest rate sensitivity.
- Analysts point to elevated downside risk from rising provisions for credit losses and competitive pressures in Canadian banking, projecting up to -14% from current levels.
RY Stock Warning: Why Analysts See -14% Downside Risk
- Q1 2026 earnings released on February 26 signal softer profitability, raising flags on cost controls and loan growth amid economic headwinds.
- Recent stock price fluctuations, including a dip to 231.51 CAD on February 5, reflect investor jitters over interest rate sensitivity.
- Analysts point to elevated downside risk from rising provisions for credit losses and competitive pressures in Canadian banking, projecting up to -14% from current levels.
When is the next earnings date for Royal Bank of Canada (RY)?
Royal Bank of Canada will report its Q1 2026 earnings on February 26, 2026, before market open at 8:30 AM ET. The earnings announcement will cover the first quarter of fiscal year 2026. Analysts are forecasting earnings per share of $2.75 and revenue of approximately $12.604 billion for the quarter. The company will host a conference call at 8:30 AM ET to discuss results with investors and analysts.
Stock Performance Snapshot
Analyst Rating
Analysts highly recommend buying Royal Bank of Canada's stock, expecting a significant price increase.
Financial Health
Royal Bank of Canada is performing well, with strong profits, cash flow, and revenue generation.
Dividend
Royal Bank of Canada's dividend yield of 2.62% is decent for investors seeking regular income. If you invested $1000 you would be paid $26.20 a year in dividends (based on the last 12 months).
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Baskets Featuring RY
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Retail franchise strength
Large Canadian deposit base and mortgage book can provide stable revenue, though exposure to housing and consumer credit means outcomes vary with the economy.
Diversified operations
Wealth management and capital markets offer geographic and product diversification, but international activity introduces market and currency risks.
Rate sensitivity
Net interest income often responds to interest-rate moves, which can boost margins but also alter borrower behaviour and credit risk.
Compare RBC with other stocks
JPMorgan Chase vs RBC
JPMorgan Chase vs RBC: A clear comparison
Bank of America vs RBC
Bank of America vs RBC: business models compared
Wells Fargo vs RBC
Wells Fargo vs RBC: A business comparison
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