Root. Inc

Root, Inc (NASDAQ: ROOT) is a US insurtech focused on car insurance that uses smartphone telematics and machine learning to assess driving behaviour and set personalised premiums. The company’s digital-first model aims to improve risk selection, lower acquisition costs and scale across personal insurance lines. Investors should watch core metrics such as loss ratios, combined ratios, premium growth and customer acquisition and retention as indicators of underwriting progress and unit economics. Root’s market capitalisation is about $1.23 billion, which reflects both growth potential and execution risk. Key considerations include competitive pricing pressures, regulatory oversight in insurance markets, sensitivity to severe weather and claims frequency, and the challenge of converting technology advantages into sustained profits. This is general educational information, not personal financial advice; stock values can rise or fall and past performance is not a reliable guide to future results.