Cincinnati Financial Corp.
Cincinnati Financial Corporation (CINF) is a US-based property and casualty insurer that underwrites home, auto and commercial policies through a combination of regional agencies and managed distribution. With a market capitalisation of around $24.44 billion, the company is known for conservative underwriting, a long dividend history and a sizeable investment portfolio that helps generate income and support reserves. Investors commonly watch its combined ratio, reserve adequacy and investment returns to assess profitability. Key strengths include steady underwriting discipline and a conservative balance sheet; key risks are catastrophe exposure, underwriting cycle volatility and sensitivity to interest-rate and market moves that affect investment income. Past dividend payments are not a guarantee of future payouts and capital values can fall as well as rise. This summary is for general educational purposes only and is not personal financial advice—investors should consider their own objectives and risk tolerance or consult a regulated adviser.
Why It's Moving
Cincinnati Financial Delivers Stellar Q4 Profit Surge on Premiums and Investments Boost.
- Earned premiums climbed 10% to $2.59 billion, reflecting sustained policy spending even as economic uncertainty lingers.
- Investment income rose 9% to $305 million, powered by better bond portfolio yields, plus a $145 million after-tax gain versus last year's loss.
- Board hiked the quarterly dividend 8% last week—marking 66 straight years of increases—while a director scooped up 1,000 shares on February 11.
Cincinnati Financial Delivers Stellar Q4 Profit Surge on Premiums and Investments Boost.
- Earned premiums climbed 10% to $2.59 billion, reflecting sustained policy spending even as economic uncertainty lingers.
- Investment income rose 9% to $305 million, powered by better bond portfolio yields, plus a $145 million after-tax gain versus last year's loss.
- Board hiked the quarterly dividend 8% last week—marking 66 straight years of increases—while a director scooped up 1,000 shares on February 11.
When is the next earnings date for Cincinnati Financial Corp. (CINF)?
Cincinnati Financial Corporation is scheduled to release its fourth-quarter and full-year 2025 earnings results on February 9, 2026, after the close of regular trading. This earnings announcement has already occurred as of the current date. The next earnings release is expected on April 27, 2026, which will cover first-quarter 2026 results based on the company's historical reporting pattern. Investors should note that the company typically reports earnings after market close and holds a conference call the following business day to discuss results.
Stock Performance Snapshot
Analyst Rating
Analysts suggest buying Cincinnati Financial's stock despite its current price being slightly above target.
Financial Health
Cincinnati Financial Corp. shows strong revenue, cash flow, and profitability, indicating solid financial performance.
Dividend
Cincinnati Financial Corp. offers an average dividend yield of 2.18%, providing moderate income potential for investors. If you invested $1000 you would be paid $21.80 a year in dividends (based on the last 12 months).
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Baskets Featuring CINF
Property & Casualty Insurance Momentum Play
This carefully selected group of stocks captures the potential upside across the property and casualty insurance sector. Professional analysts have identified these companies following Travelers' impressive earnings report, suggesting similar strength may benefit other disciplined insurers with solid underwriting practices.
Published: July 20, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Steady Dividend Profile
CINF’s long dividend track record can attract income-focused investors, though dividends depend on underwriting and investment outcomes and are not assured.
Underwriting Discipline
The company emphasises conservative underwriting and reserve management, which can support stability through cycles, while catastrophe losses can still create volatility.
Investment Portfolio Impact
A sizeable investment book supports earnings and capital but leaves results sensitive to interest-rate and market moves; performance can vary over time.
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