Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A. (BSBR) is a major Brazilian bank and subsidiary of the global Santander Group, offering retail, corporate and investment banking across Brazil. Investors should know it combines a wide branch and digital network with a diversified deposit base and lending portfolio, giving exposure to consumer credit, mortgages, corporate loans and fee-based services. Its performance is linked to Brazilian macro conditions — GDP growth, interest rates (Selic) and currency moves — and it can benefit from rising rates through wider net interest margins but also face pressure from slower economic activity or deteriorating credit quality. Regulatory capital, loan-loss provisions and competition from other banks and fintechs are key metrics to watch. Market cap is around $20bn, placing it among sizeable regional banks. This is general educational information, not personal financial advice. Investments can rise and fall and past performance is not a guide; consider your own circumstances or speak to a qualified adviser.

Why It's Moving

Banco Santander (Brasil) S.A.

BSBR Faces Analyst Warning of 9% Downside Despite Recent Upgrade Buzz

Banco Santander Brasil shares are under pressure as analysts flag a potential 9% drop, clashing with fresh upgrades from Wall Street Zen to strong-buy and Weiss Ratings to buy (b-). This mixed sentiment underscores investor caution amid the bank's elevated debt levels and broader sector headwinds in Brazilian banking.
Sentiment:
🐻Bearish
  • Wall Street Zen upgraded BSBR to strong-buy this week, citing improved fundamentals, while Weiss Ratings lifted it to buy (b-), sparking short-term optimism.
  • Offsetting the upgrades, two analysts rate Buy but one issues a Sell, yielding an average Hold rating and highlighting 9% downside risk tied to a high debt-to-equity ratio of 3.13.
  • Institutional ownership at 14.53% grew with Brooklyn Investment Group adding 14.3% to its stake, signaling selective confidence despite trading near the upper end of its 52-week range.

When is the next earnings date for Banco Santander (Brasil) S.A. (BSBR)?

Banco Santander Brasil (BSBR) released its Q4 2025 earnings on February 4, 2026, prior to the current date. The next earnings report, covering Q1 2026, is expected in late April 2026 based on the company's quarterly pattern. Investors should monitor official channels for the confirmed date.

Stock Performance Snapshot

Hold

Analyst Rating

Analysts suggest keeping Banco Santander's stock as it is fairly valued at $6.05.

Above Average

Financial Health

Banco Santander (Brasil) is performing well with solid cash flow and revenue growth.

Above Average

Dividend

Banco Santander (Brasil) S.A. has a dividend yield of 5.06%, making it a solid choice for dividend-seeking investors. If you invested $1000 you would be paid $50.60 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring BSBR

Brazilian Investors: Could Dividend Stocks Hedge Risk?

Brazilian Investors: Could Dividend Stocks Hedge Risk?

Amid Brazil's economic volatility, many investors seek reliable income streams and a hedge against currency fluctuations. This basket offers exposure to established, US/EU-listed multinational corporations known for consistent dividend payments.

Published: October 10, 2025

Explore Basket
European Bank Targets: M&A Risks and Opportunities

European Bank Targets: M&A Risks and Opportunities

BBVA's hostile takeover bid for Sabadell has been rejected by the latter's board, signaling a potential wave of mergers and acquisitions in the European banking sector. This theme focuses on financial institutions that could be involved in or benefit from increased M&A activity.

Published: September 12, 2025

Explore Basket
Brazilian Stocks

Brazilian Stocks

Ready to invest in Latin America's largest economy? These carefully selected Brazilian companies represent the backbone of a resource-rich nation that supplies essential commodities to the world. Each stock was chosen by professional analysts for its market leadership and growth potential.

Published: June 18, 2025

Explore Basket

Why You’ll Want to Watch This Stock

📈

Retail & Commercial Reach

A large retail footprint and diversified lending can provide stable deposits and fee income, though loan demand and asset quality vary with the economy.

🌍

Emerging Market Exposure

Strong Brazil exposure offers growth potential but brings currency and political risks investors should monitor alongside macro indicators.

Interest-Rate Sensitivity

Net interest margins tend to move with the Selic rate, which can support profitability but also introduces earnings volatility with policy shifts.

Why invest with Nemo?

Nemo Logo Fade
🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Opportunities

ALLY

Ally Financial Inc.

Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.

ABCB

Ameris Bancorp

Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.

AUB

Atlantic Union Bankshares Corporation

Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.

Frequently asked questions