NatWest vs Aflac

This page compares NatWest and Aflac, examining their business models, financial performance, and market context. It presents neutral, accessible analysis to help readers understand how each company operates, generates revenue, and positions itself within its sector, without endorsing any action. Educational content, not financial advice.

This page compares NatWest and Aflac, examining their business models, financial performance, and market context. It presents neutral, accessible analysis to help readers understand how each company o...

Comparison Snapshot

Key Financial Metrics

NWG

Metric

AFL

$63.08B

Market Cap

$59.60B

25.20%

Potential Profit

-4.91%

Strong Buy

Analyst Rating

Hold

Why It's Moving

NatWest's Stellar Dividend Hike Fuels Investor Optimism Amid Wealth Management Push

Dividend leaped 51% to 32.5p after earnings per share hit 68p, beating forecasts and enhancing appeal for income-focused investors amid steady payout growth.
Acquired Evelyn Partners for £2.7bn, doubling assets under management to £128bn and setting up significant fee income growth to counterbalance suspended buybacks.
Ongoing £750m share buyback continued with 841,455 shares repurchased on February 9, underscoring capital return strategy even as broader integration risks linger.

Sentiment:

🐃Bullish

NatWest's Stellar Dividend Hike Fuels Investor Optimism Amid Wealth Management Push

Dividend leaped 51% to 32.5p after earnings per share hit 68p, beating forecasts and enhancing appeal for income-focused investors amid steady payout growth.
Acquired Evelyn Partners for £2.7bn, doubling assets under management to £128bn and setting up significant fee income growth to counterbalance suspended buybacks.
Ongoing £750m share buyback continued with 841,455 shares repurchased on February 9, underscoring capital return strategy even as broader integration risks linger.

Sentiment:

🐃Bullish

Investment Analysis

NatWest

NWG

Pros

NatWest Group reported strong Q3 2025 earnings, with EPS exceeding forecasts by over 24% and revenue surpassing expectations.
The bank's return on tangible equity reached 19.5%, reflecting robust profitability and efficient capital use.
NatWest has revised its full-year income guidance upwards and continues to focus on sustainable finance, aligning with long-term climate goals.

Considerations

NatWest's stock trades at a lower upside potential compared to sector peers, with analyst target upside below the sector average.
The bank faces ongoing regulatory scrutiny and macroeconomic risks related to UK interest rates and economic conditions.
Despite strong recent results, NatWest's price-to-book ratio is in line with sector averages, limiting valuation appeal.

Aflac

AFL

Pros

Aflac maintains a leading position in the US supplemental insurance market, supported by a strong brand and extensive distribution network.
The company consistently delivers high profit margins and a solid track record of dividend payments to shareholders.
Aflac benefits from a diversified business model, with a significant presence in Japan contributing to stable international earnings.

Considerations

Aflac's growth is constrained by a mature US insurance market, limiting opportunities for rapid expansion domestically.
The company is exposed to foreign exchange risk due to its substantial operations in Japan, which can impact reported earnings.
Aflac faces competitive pressures from other insurers and evolving regulatory requirements in both the US and Japan.

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About The Companies

NatWest (NWG)

NatWest Group PLC (ticker: NWG) is a UK-focused banking group whose brands serve retail, commercial and private clients across the UK and Ireland. With a market capitalisation of about $57.7 billion, the bank earns most revenue from net interest income, fees and lending activity. Investors should note its exposure to UK economic cycles, interest-rate movements and credit risk, as well as ongoing regulatory and capital requirements. Recent strategic priorities include strengthening capital ratios, simplifying the business and investing in digital services. The stock may appeal to those seeking bank-sector exposure, but performance can vary with economic conditions; dividends depend on profitability and regulatory allowances. This summary is for educational purposes only and is not personal financial advice. Suitability depends on individual goals, time horizon and risk tolerance — consult a financial adviser before making decisions.

Aflac (AFL)

Aflac Inc. is a major player in the insurance world, providing financial protection to millions of people. The company's main business is offering supplemental health and life insurance, which is designed to help policyholders cover costs that their primary insurance might not. Aflac operates through two main segments: Aflac U.S. and Aflac Japan. Its presence in Japan is particularly noteworthy, where it stands as a leading provider of cancer and medical insurance policies. In the United States, its products serve as an extra layer of financial security for individuals who already have major medical coverage. This dual-market strategy has helped Aflac build a significant global footprint. As with any investment, it's important to remember that a company's past performance doesn't guarantee future returns, and the value of investments can go down as well as up.

NatWest (NWG) Next Earnings Date

NatWest Group (NWG) reported its Q4 2025 earnings on February 13, 2026, prior to market open. The next earnings release, covering Q1 2026, is scheduled for approximately May 1, 2026, consistent with the company's quarterly reporting pattern and multiple analyst projections. Investors should monitor official announcements for any adjustments to this timeline.

NatWest (NWG) Next Earnings Date

NatWest Group (NWG) reported its Q4 2025 earnings on February 13, 2026, prior to market open. The next earnings release, covering Q1 2026, is scheduled for approximately May 1, 2026, consistent with the company's quarterly reporting pattern and multiple analyst projections. Investors should monitor official announcements for any adjustments to this timeline.

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European Financial Consolidation

BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.

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Which Baskets Do They Appear In?

UK Banking Consolidation

Santander's £2.65 billion acquisition of TSB is reshaping the UK banking sector. This collection features companies positioned to benefit from this major consolidation, including direct competitors, potential M&A targets, and the investment banks facilitating these industry-changing deals.

Published: July 2, 2025

Explore Basket

European Financial Consolidation

BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.

Published: July 2, 2025

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Comparison Snapshot

Why It's Moving

NatWest's Stellar Dividend Hike Fuels Investor Optimism Amid Wealth Management Push

NatWest's Stellar Dividend Hike Fuels Investor Optimism Amid Wealth Management Push