MUFG vs Citi
This page compares MUFG and Citi, outlining their business models, financial performance, and market context to illuminate how the two organisations operate. The presentation is neutral and accessible, describing each company's strategy and position without recommendations. Educational content, not financial advice.
This page compares MUFG and Citi, outlining their business models, financial performance, and market context to illuminate how the two organisations operate. The presentation is neutral and accessible...
Why It's Moving
MUFG Stock Warning: Why Analysts See -17% Downside Risk
- Technical analysis reveals 5 bearish signals—including RSI_14 > 70 and Williams %R > -20—versus just 3 buy signals, driving an overall 'Sell' rating that hints at -17% downside.
- MUFG advanced 0.66% to $19.73 on February 13, 2026, but radar charts show March as the riskiest month with only 40% odds of positive returns.
- January share repurchases of nearly 23 million shares for ¥63.6 billion continue, yet fail to counter mounting overbought pressures in the near term.
- sentiment_tag
Citigroup Faces Mixed Signals as JP Morgan Ups Target Amid Layoff Buzz
- JP Morgan raised its Citigroup price target from $130 to $134 on February 9, keeping an Overweight rating that highlights improving prospects.
- Citigroup plans more global staff reductions starting March, targeting senior roles to match tech efficiencies and business shifts, though severance costs rattle shares.
- Bank declared a steady $0.60 quarterly common stock dividend, payable February 27, affirming commitment to shareholders amid transformation efforts.
MUFG Stock Warning: Why Analysts See -17% Downside Risk
- Technical analysis reveals 5 bearish signals—including RSI_14 > 70 and Williams %R > -20—versus just 3 buy signals, driving an overall 'Sell' rating that hints at -17% downside.
- MUFG advanced 0.66% to $19.73 on February 13, 2026, but radar charts show March as the riskiest month with only 40% odds of positive returns.
- January share repurchases of nearly 23 million shares for ¥63.6 billion continue, yet fail to counter mounting overbought pressures in the near term.
- sentiment_tag
Citigroup Faces Mixed Signals as JP Morgan Ups Target Amid Layoff Buzz
- JP Morgan raised its Citigroup price target from $130 to $134 on February 9, keeping an Overweight rating that highlights improving prospects.
- Citigroup plans more global staff reductions starting March, targeting senior roles to match tech efficiencies and business shifts, though severance costs rattle shares.
- Bank declared a steady $0.60 quarterly common stock dividend, payable February 27, affirming commitment to shareholders amid transformation efforts.
Investment Analysis
MUFG
MUFG
Pros
- Mitsubishi UFJ Financial Group (MUFG) has delivered strong long-term share price appreciation, with a 542% increase over the past five years.
- The group holds a leading position in Japan, capturing 8.4% of domestic loans and 11.8% of deposits, reflecting significant market share.
- MUFG has a diversified international business across multiple segments including retail, corporate, asset management, and digital services, supporting growth potential.
Considerations
- Its valuation shows some mixed signals, scoring low on key valuation checks, which may indicate limited undervaluation or market skepticism.
- The stock has experienced short-term volatility with recent price pullbacks signaling possible market shifts or profit-taking risks.
- The company carries a relatively high debt-to-equity ratio of 1.86, indicating leverage that could be a financial risk under adverse conditions.
Citi
C
Pros
- Citigroup is a major global diversified bank with a broad financial services footprint and a significant employee base of 229,000.
- The stock trades at a lower price-to-book value ratio compared to peers, suggesting potential value relative to its asset base.
- Citigroup maintains a moderate price-to-earnings ratio around 13.8, reflecting reasonable valuation levels among large banking peers.
Considerations
- Citigroup's return on equity is modest at 7.3%, lower than many major competitors, indicating potential challenges in generating shareholder returns.
- The bank faces ongoing regulatory and macroeconomic challenges given its extensive global operations across various risk environments.
- Citigroup's stock price and earnings have shown less robust growth compared to some peers, reflecting execution and growth headwinds.
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MUFG (MUFG) Next Earnings Date
MUFG's most recent Q3 2026 earnings, covering the quarter ended December 31, 2025, were released on February 4, 2026. As of February 16, 2026, the next earnings date for Q4 2026 (fiscal year ending March 31, 2026) has not been confirmed, but historical patterns indicate an announcement in late May. Investors should monitor official MUFG channels for the precise schedule.
Citi (C) Next Earnings Date
Citigroup's next earnings release is scheduled for April 14, 2026, covering the first quarter of 2026. The earnings call will follow the press release on the same date. This timing aligns with the company's historical pattern of reporting Q1 results in mid-April. Investors should monitor the earnings announcement for updates on the company's financial performance and forward guidance.
MUFG (MUFG) Next Earnings Date
MUFG's most recent Q3 2026 earnings, covering the quarter ended December 31, 2025, were released on February 4, 2026. As of February 16, 2026, the next earnings date for Q4 2026 (fiscal year ending March 31, 2026) has not been confirmed, but historical patterns indicate an announcement in late May. Investors should monitor official MUFG channels for the precise schedule.
Citi (C) Next Earnings Date
Citigroup's next earnings release is scheduled for April 14, 2026, covering the first quarter of 2026. The earnings call will follow the press release on the same date. This timing aligns with the company's historical pattern of reporting Q1 results in mid-April. Investors should monitor the earnings announcement for updates on the company's financial performance and forward guidance.
Which Baskets Do They Appear In?
Japanese Stocks
Dive into the unique blend of industrial power and technological innovation that defines Japan's market leaders. These carefully selected companies represent the best of Japan's globally respected brands, offering you exposure to the world's third-largest economy.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Japanese Stocks
Dive into the unique blend of industrial power and technological innovation that defines Japan's market leaders. These carefully selected companies represent the best of Japan's globally respected brands, offering you exposure to the world's third-largest economy.
Published: June 17, 2025
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