ICICI Bank vs BMO

ICICI Bank and BMO are presented together to help readers compare their business models, financial performance, and market context. This page explains how both institutions operate, the sectors they serve, and the factors shaping their competitive positions, in clear, neutral terms. Educational content, not financial advice.

ICICI Bank and BMO are presented together to help readers compare their business models, financial performance, and market context. This page explains how both institutions operate, the sectors they s...

Comparison Snapshot

Key Financial Metrics

IBN

Metric

BMO

$111.80B

Market Cap

$99.93B

27.55%

Potential Profit

-35.93%

Strong Buy

Analyst Rating

Hold

Why It's Moving

ICICI Bank Clears Q3 FY2026 Results, Bolstering Analyst Optimism for 2026 Upside

Q3 FY2026 results cleared with published transcripts, highlighting steady performance in core lending and deposit growth despite a weekly dip.
Leadership stability reinforced as bank extends top management tenures, providing confidence in navigating India's competitive banking landscape.
Recent Q2 2026 earnings call details resurface, underscoring robust fundamentals that align with analysts' positive long-term outlook.

Sentiment:

🐃Bullish

ICICI Bank Clears Q3 FY2026 Results, Bolstering Analyst Optimism for 2026 Upside

Q3 FY2026 results cleared with published transcripts, highlighting steady performance in core lending and deposit growth despite a weekly dip.
Leadership stability reinforced as bank extends top management tenures, providing confidence in navigating India's competitive banking landscape.
Recent Q2 2026 earnings call details resurface, underscoring robust fundamentals that align with analysts' positive long-term outlook.

Sentiment:

🐃Bullish

Investment Analysis

ICICI Bank

IBN

Pros

ICICI Bank has demonstrated strong profitability with a trailing twelve-month return on equity of 17.39%, above both sector and historical averages.
The bank has delivered consistent profit growth, achieving a 39.8% compound annual growth rate over the past five years.
Working capital efficiency has improved, with working capital days reduced from 88.8 to 66.0 over recent years.

Considerations

ICICI Bank's price-to-earnings ratio is above sector average, suggesting the stock may be relatively overvalued compared to peers.
Recent quarterly profit growth has slowed, with a marginal year-on-year increase and some volatility in net profit margins.
The stock is more volatile than the broader market, with a beta above 1, increasing risk for conservative investors.

BMO

Pros

Bank of Montreal maintains a stable dividend yield, providing regular income for investors in a mature banking sector.
The bank has a strong balance sheet with solid liquidity and capital adequacy ratios, supporting resilience in uncertain markets.
BMO benefits from a diversified business model across retail, commercial, and wealth management segments in North America.

Considerations

Bank of Montreal's return on equity is below many global peers, indicating less efficient use of shareholder capital.
Revenue growth has been moderate, with limited expansion in recent quarters compared to some regional competitors.
The stock faces exposure to macroeconomic risks, including interest rate fluctuations and housing market sensitivity in Canada.

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