Fifth Third vs Brown & Brown
This page compares Fifth Third Bancorp and Brown & Brown Inc., examining business models, financial performance, and market context to illuminate their similarities and differences. It presents neutral, accessible information about their operations, strategies, and industry environments, without implying recommendations. Educational content, not financial advice.
This page compares Fifth Third Bancorp and Brown & Brown Inc., examining business models, financial performance, and market context to illuminate their similarities and differences. It presents neutra...
Why It's Moving
Fifth Third Bancorp Seals Game-Changing Merger with Comerica, Vaulting to 9th Largest U.S. Bank
- Merger catapults Fifth Third into 17 of the 20 fastest-growing U.S. markets, with plans for 1,750 branches by 2030 and 150 new ones in Texas alone.
- Exchange ratio of 1.8663 Fifth Third shares per Comerica share, plus new preferred stock issuance, integrates operations while adding three ex-Comerica directors to expand the board to 16 members.
- CEO Tim Spence eyes scaling commercial payments, wealth management, and innovation banking to drive through-the-cycle performance and deeper customer ties.
Fifth Third Bancorp Seals Game-Changing Merger with Comerica, Vaulting to 9th Largest U.S. Bank
- Merger catapults Fifth Third into 17 of the 20 fastest-growing U.S. markets, with plans for 1,750 branches by 2030 and 150 new ones in Texas alone.
- Exchange ratio of 1.8663 Fifth Third shares per Comerica share, plus new preferred stock issuance, integrates operations while adding three ex-Comerica directors to expand the board to 16 members.
- CEO Tim Spence eyes scaling commercial payments, wealth management, and innovation banking to drive through-the-cycle performance and deeper customer ties.
Investment Analysis
Fifth Third
FITB
Pros
- Fifth Third Bancorp showed accelerating net interest income growth and improved efficiency in Q2 2025, with net interest income rising to $1.50 billion and net interest margin expanding to 3.12%.
- The bank is successfully expanding its consumer household base with 2% year-over-year growth, including 6% growth in the Southeast, supported by geographic expansion and digital transformation efforts.
- Fifth Third maintains a robust adjusted return on tangible common equity of 18.0%, and solid dividend history with a 51-year dividend streak, reflecting strong capital management.
Considerations
- The stock price declined by approximately 9.32% over the past year, indicating some market volatility and investor concern.
- Liquidity concerns exist with a current ratio below 1 (0.81), suggesting current liabilities exceed current assets, which may pose short-term financial risks.
- The bank has a notable debt-to-equity ratio of 0.76, implying reliance on debt financing that could be challenging if interest rates rise further.
Pros
- Brown & Brown maintains a strong presence in the insurance brokerage sector with consistent growth in revenues driven by acquisitions and organic expansion.
- The company benefits from a diversified portfolio of insurance products and services across various industries and geographies, reducing sector-specific risks.
- Brown & Brown’s effective cost management and operational efficiency support solid profitability margins and cash flow generation.
Considerations
- The company faces cyclicality risk inherent in the insurance brokerage industry, which can affect earnings during economic downturns or adverse claims cycles.
- Integration risks from recent acquisitions may impact short-term financial performance and operational focus.
- Exposure to regulatory changes in insurance and financial services sectors could necessitate increased compliance costs and operational adjustments.
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Fifth Third (FITB) Next Earnings Date
Fifth Third Bancorp is scheduled to report Q1 2026 earnings on Thursday, April 23, 2026 at 8:00 AM ET, with financial results available at approximately 6:30 AM ET. The company will host a conference call to discuss first quarter results on the same date. This earnings release will cover the three-month period ending March 31, 2026, and represents the first quarterly report following the anticipated close of the Comerica merger integration.
Fifth Third (FITB) Next Earnings Date
Fifth Third Bancorp is scheduled to report Q1 2026 earnings on Thursday, April 23, 2026 at 8:00 AM ET, with financial results available at approximately 6:30 AM ET. The company will host a conference call to discuss first quarter results on the same date. This earnings release will cover the three-month period ending March 31, 2026, and represents the first quarterly report following the anticipated close of the Comerica merger integration.
Which Baskets Do They Appear In?
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Explore BasketWhich Baskets Do They Appear In?
Community Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
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