Arch Capital vs W. R. Berkley
Arch Capital Group Ltd. and W.R. Berkley Corporation are examined on this page, which compares their business models, financial performance, and market context in a clear, neutral manner. It provides objective information about how each company operates, their strategy, and their position within the insurance market. Educational content, not financial advice.
Arch Capital Group Ltd. and W.R. Berkley Corporation are examined on this page, which compares their business models, financial performance, and market context in a clear, neutral manner. It provides ...
Why It's Moving
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
WRB Faces Analyst Cuts and Mixed Q4 Results as Shares Slide Amid Sector Pressures
- Argus slashed its price target from $82 to $76 while maintaining a buy rating, reflecting caution on valuation amid softer net premiums.
- Board hiked share repurchase program to 25 million shares, signaling confidence in undervaluation and commitment to shareholder returns via capital deployment.
- Q4 revenue hit $3.72B (5.9% YoY growth) missing estimates slightly, with EPS at $1.13 in line, as lower catastrophe losses offset margin pressures from competition.
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
WRB Faces Analyst Cuts and Mixed Q4 Results as Shares Slide Amid Sector Pressures
- Argus slashed its price target from $82 to $76 while maintaining a buy rating, reflecting caution on valuation amid softer net premiums.
- Board hiked share repurchase program to 25 million shares, signaling confidence in undervaluation and commitment to shareholder returns via capital deployment.
- Q4 revenue hit $3.72B (5.9% YoY growth) missing estimates slightly, with EPS at $1.13 in line, as lower catastrophe losses offset margin pressures from competition.
Investment Analysis
Arch Capital
ACGL
Pros
- Arch Capital reported strong third-quarter 2025 results with net income of $1.3 billion, reflecting a 23.8% annualized return on average common equity.
- The company posted record underwriting profit driven by strong reinsurance performance and significantly lower catastrophic losses in Q3 2025.
- Arch Capital's book value per common share increased by 5.3% quarter-over-quarter, indicating solid capital growth and financial strength.
Considerations
- Despite beating earnings estimates, the stock price showed no significant immediate market reaction and declined by approximately 4.1% in the past month.
- Combined ratio excluding catastrophe and prior year development increased to 80.5% in Q3 2025 from 78.3% in the prior year, indicating potential pressure on underwriting efficiency.
- Revenue for the quarter was below analyst expectations, signaling a possible headwind in top-line growth despite strong profitability.
Pros
- W.R. Berkley has a market capitalization close to Arch Capital, indicating significant market presence in the insurance sector.
- The company has a diversified insurance portfolio, helping mitigate risks linked to any single line of business or market segment.
- W.R. Berkley has historically demonstrated consistent underwriting discipline, supporting stable profitability even through cyclical insurance market conditions.
Considerations
- The company faces upper mid-sized exposure in highly competitive insurance markets, which could constrain premium growth and margins.
- Potential cyclicality and exposure to catastrophic loss events can cause operating profit volatility, impacting quarterly financial results.
- W.R. Berkley’s stock price is relatively lower than Arch Capital’s, possibly indicating perceived slower growth or higher risks among investors.
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Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
W. R. Berkley (WRB) Next Earnings Date
W.R. Berkley's most recent earnings for the fourth quarter and full year 2025 were released on January 26, 2026, after market close. The next earnings report, covering the first quarter of 2026, is estimated for April 20, 2026, consistent with the company's historical late-April pattern for Q1 results. A conference call is typically scheduled shortly thereafter to discuss the outcomes.
Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
W. R. Berkley (WRB) Next Earnings Date
W.R. Berkley's most recent earnings for the fourth quarter and full year 2025 were released on January 26, 2026, after market close. The next earnings report, covering the first quarter of 2026, is estimated for April 20, 2026, consistent with the company's historical late-April pattern for Q1 results. A conference call is typically scheduled shortly thereafter to discuss the outcomes.
Which Baskets Do They Appear In?
Extreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Extreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
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